Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14392 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Kinto price slides 85% as project announces shutdown

Kinto price slides 85% as project announces shutdown

The post Kinto price slides 85% as project announces shutdown appeared on BitcoinEthereumNews.com. Ethereum Layer-2 project Kinto will close this month after a major exploit in July drained its reserves and left the team unable to secure new funding. Summary Kinto price has fallen by more than 80% after a shutdown announcement following a July exploit that drained 577 ETH. Phoenix lenders will recover about 76% of funds, while hack victims are eligible for $1,100 goodwill grants. Withdrawals remain open until Sept. 30, with an Ethereum claim contract and ERA airdrop planned in October. On Sept. 7, Kinto announced on X that its will shut down operations on Sept. 30, following a July exploit that drained about 577 ETH (worth $1.9 million) and left the team unable to recover financially. The announcement sparked volatility, with the project’s K token sliding 85% in the last 24 hours, and now 94% down in the past month. From exploit to shutdown The incident stemmed from a vulnerability in the ERC-1967 Proxy standard, a widely used OpenZeppelin codebase for upgradeable smart contracts. 110,000 fake Kinto tokens were minted by attackers on Arbitrum (ARB) and used to siphon funds from Uniswap (UNI) liquidity pools and Morpho (MORPHO) lending vaults. Through its “Phoenix Program,” Kinto raised $1 million in debt and resumed trading to stabilize operations. However, mounting debt, weak market conditions, and the loss of investor confidence proved insurmountable. Fundraising efforts have stalled, and team members have not been paid since July. Kinto’s reimbursement and next steps Kinto says it has consolidated around $800,000 of remaining assets into a foundation-controlled safe. These funds will go first to Phoenix lenders, who are expected to recover about 76% of their principal. Hack victims on Morpho will receive up to $1,100 each from a $55,000 goodwill grant funded personally by Kinto founder Ramon Recuero. Additional recoveries from the stolen Ethereum (ETH),…

Author: BitcoinEthereumNews
Kinto price slides 85% as project announces shutdown following $1.9M hack in July

Kinto price slides 85% as project announces shutdown following $1.9M hack in July

Kinto price has dropped 85% after as Ethereum Layer-2 announces shut down on Sept. 30.

Author: Crypto.news
Best Cryptos to Buy in High Inflation: Bitcoin, Ethereum, Cardano

Best Cryptos to Buy in High Inflation: Bitcoin, Ethereum, Cardano

The post Best Cryptos to Buy in High Inflation: Bitcoin, Ethereum, Cardano appeared on BitcoinEthereumNews.com. Crypto News Cardano, Ethereum, and Bitcoin stand out during periods of high inflation. Here’s why these cryptocurrencies are still excellent options. Despite being above central banks’ targets well into 2025, inflation has turned out to be more persistent than many economists had anticipated. Uncertainty in bond markets, slower wage growth, and rising costs for necessities have made investors reevaluate how they safeguard their purchasing power. Although digital assets are becoming more widely acknowledged as the new frontier, traditional inflation hedges like gold and real estate still have a place. The top three cryptocurrencies that are thought to be resilient in situations of high inflation are Bitcoin, Ethereum, and Cardano. Each has unique advantages: Cardano is a progressive governance network, Ethereum is the foundation of decentralised finance, and Bitcoin is digital gold. However, new opportunities like MAGACOIN FINANCE, a project attracting attention for its structural legitimacy and cultural energy, are also being discussed more broadly among investors. Bitcoin: The Digital Hedge Bitcoin has matured into a recognized macro asset. Its fixed supply of 21 million coins creates a hard cap that directly counters inflationary monetary policies. In 2025, inflows into U.S.-listed Bitcoin ETFs surpassed $20 billion, confirming institutional belief in its role as digital gold. Analysts stress that while Bitcoin may not deliver the explosive multiples of its early years, its reliability in preserving wealth makes it the first choice for inflation-weary investors. Retail adoption also remains strong, with Lightning Network activity showing increased transaction use beyond speculation. For long-term portfolios, Bitcoin is the anchor. Ethereum: Decentralized Infrastructure for the Future Ethereum plays a different role in inflationary environments. Rather than simply hedging, it thrives as demand for decentralized applications grows. Billions in total value are locked across DeFi protocols, while the Ethereum ETF approvals of 2025 attracted pension funds and…

Author: BitcoinEthereumNews
Best Cryptos to Buy in a High-Inflation Market – Bitcoin, Ethereum and Cardano

Best Cryptos to Buy in a High-Inflation Market – Bitcoin, Ethereum and Cardano

Despite being above central banks’ targets well into 2025, inflation has turned out to be more persistent than many economists […] The post Best Cryptos to Buy in a High-Inflation Market – Bitcoin, Ethereum and Cardano appeared first on Coindoo.

Author: Coindoo
Mutuum Finance (MUTM) vs. Compound: Could This New Lending Protocol Define the Next Era of DeFi?

Mutuum Finance (MUTM) vs. Compound: Could This New Lending Protocol Define the Next Era of DeFi?

The post Mutuum Finance (MUTM) vs. Compound: Could This New Lending Protocol Define the Next Era of DeFi? appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) has gone through multiple waves of innovation, with each wave defining efforts to create new rules governing the movement of funds on a chain. Compound (COMP) was one of the original protocols of DeFi lending during its infancy and established open markets where users could deposit, borrow, and earn interest without relying on banks or intermediaries. However, by 2025, Compound continues to be a big player, but its growth opportunities appear limited. This has made possible new projects such as Mutuum Finance (MUTM), a token that is both low-cost and innovative and which is already being touted as potentially becoming the successor of the original giants of DeFi. Compound (COMP) When Compound was created in 2018, it was one of the first protocols to show that decentralized lending was possible. It was a creative concept then that enabled one to borrow against their cryptocurrency holdings, earn interest and place the cryptocurrency assets in the liquidity pools. Following its introduction as a token of governance in 2020, COMP was a catalyst for the broader DeFi boom and became linked to yield farming. When it soared up to more than $850 in May 2021, COMP gave early adopters life-altering returns. The token has a market worth in the billions, and it is currently trading close to $43. Though it remains among the most popular DeFi tokens, its ability to go many times has faded since the breakout years. As a matter of fact, Compound has grown to be a popular protocol. Its market value has little to no room to go up 20x or 30x, it has a well-established user base and its mechanics have been replicated. It is likely that the explosive growth days of COMP are already behind them, thus the emphasis is being laid on earlier-stage…

Author: BitcoinEthereumNews
Here’s How a Single Exploit Brought Down Ethereum Layer 2 Kinto

Here’s How a Single Exploit Brought Down Ethereum Layer 2 Kinto

For Ramón Recuero, Kinto’s closure marks the second time he has had to oversee damage control after a hack. His […] The post Here’s How a Single Exploit Brought Down Ethereum Layer 2 Kinto appeared first on Coindoo.

Author: Coindoo
Cardano Forecast: Analysts Tip ADA for 2x Boom Potential While Highlighting a Breakout Rival With 100x Upside

Cardano Forecast: Analysts Tip ADA for 2x Boom Potential While Highlighting a Breakout Rival With 100x Upside

The post Cardano Forecast: Analysts Tip ADA for 2x Boom Potential While Highlighting a Breakout Rival With 100x Upside appeared on BitcoinEthereumNews.com. Cardano for a long time has been one of those projects in which investors pour out the most love, as the project has always promised to provide a balanced plan to solve the issues that has to do with scalability and sustainability in the world of cryptocurrency. Now, analysts are arguing that ADA is set to moon in the next 4 years, thanks to a lot of whale movement, a growing ecosystem, and increased excitement with investors. But Cardano is hardly the only game in town. A competitor that’s breaking the mold is making 100x projections of potential value seem possible in the press, also refracting new potential across the expanding market. Cardano’s Path Toward a 2x Price Boom Cardano has always positioned itself as a distinct entity focused on governance and R&D (research and development). Recent governance vote and growing developer ecosystem are setting groundwork for adoption in the long run. These are structural points and could help ADA’s cap rise 2x in the next cycle, some analysts say. Pictured above, another reason to witness to the above is the addition of the whales. Steady stream of funds flowing into major wallets are keeping it steady on its price trajectory. “rallies, the past” ThickTrapp27 has pointed out how bull runs in previous bull whale = ada could be setting up for a stronger move into 2025 again period. Technical Indicators Pointing to ADA Strength Technically, ADA is facing some strong resistance levels. Should it break through the $0.90 to $0.92 range with volume, analysts think the token will set up for a stab at the $1.50 region. It would be a psychological milestone for investors observing Cardano’s growth. There appears to be strong support at $0.75, where buying interest keeps increasing and both RSI and other momentum indicators remain…

Author: BitcoinEthereumNews
Hyperliquid USDH Stablecoin: Unveiling the Intense Battle for Issuance Authority

Hyperliquid USDH Stablecoin: Unveiling the Intense Battle for Issuance Authority

BitcoinWorld Hyperliquid USDH Stablecoin: Unveiling the Intense Battle for Issuance Authority The cryptocurrency world is buzzing with excitement as a significant development unfolds in the decentralized finance (DeFi) space. Hyperliquid, a prominent player, is gearing up to launch its native stablecoin, and the competition to issue this Hyperliquid USDH stablecoin is nothing short of intense. This pivotal decision will not only shape Hyperliquid’s future but also impact the broader stablecoin ecosystem. We’re witnessing a high-stakes contest between established giants and innovative challengers, all vying for the opportunity to power one of DeFi’s next big moves. Understanding the Hyperliquid USDH Stablecoin and Its Significance For those new to the concept, a stablecoin is a type of cryptocurrency designed to maintain a stable value, often pegged to a fiat currency like the US dollar. This stability makes them crucial for trading, lending, and various financial activities within the volatile crypto market. Hyperliquid, known for its high-performance decentralized exchange, is now introducing its own native stablecoin, USDH. This move aims to enhance liquidity, streamline transactions, and further integrate its ecosystem. The chosen issuer for the Hyperliquid USDH stablecoin will be responsible for minting and managing its supply, a role that carries immense responsibility and potential influence. What is Hyperliquid? A fast, decentralized perpetuals exchange offering deep liquidity. Why USDH? To provide a native, stable asset for its ecosystem, improving user experience and capital efficiency. The Issuer’s Role: Managing the minting and redemption of USDH, ensuring its peg and stability. Who Are the Key Players Vying for the Hyperliquid USDH Stablecoin Role? The race to issue the Hyperliquid USDH stablecoin has attracted three formidable contenders, each bringing unique strengths to the table. Their participation underscores the importance of this opportunity within the DeFi landscape. Paxos: A regulated blockchain infrastructure platform, Paxos is a well-known name in the stablecoin world, responsible for issuing regulated stablecoins like USDP and BUSD (though BUSD is winding down). Their experience with regulatory compliance and institutional trust is a significant asset. Paxos offers a robust and secure framework, appealing to those prioritizing regulatory adherence and stability. Frax Finance: An innovative algorithmic stablecoin project, Frax is known for its hybrid approach to stablecoin collateralization. Frax’s unique model combines collateralized and algorithmic mechanisms, aiming for capital efficiency and decentralization. Their expertise in dynamic stablecoin designs could offer a more adaptable and potentially scalable solution for the Hyperliquid USDH stablecoin. Agora: A decentralized finance startup, Agora is a newer entrant but brings fresh perspectives and potentially agile solutions. While less established than Paxos or Frax, Agora’s focus on decentralized innovation could provide a cutting-edge approach tailored specifically to Hyperliquid’s needs. Their competitive edge might lie in offering a highly integrated and custom solution. Each contender presents a distinct vision for how the Hyperliquid USDH stablecoin could be managed, reflecting different philosophies on regulation, decentralization, and capital efficiency. What’s at Stake in the Hyperliquid USDH Stablecoin Race? The decision regarding the Hyperliquid USDH stablecoin issuer is not merely a technical choice; it carries substantial implications for all parties involved and the broader DeFi market. For Hyperliquid, selecting the right partner means ensuring the stability, liquidity, and trustworthiness of its core stable asset. A successful USDH launch could significantly boost its platform’s adoption and utility. Benefits for Hyperliquid: Enhanced Liquidity: A native stablecoin can reduce reliance on external stablecoins, offering more controlled liquidity. Improved User Experience: Seamless integration within the Hyperliquid ecosystem. Strategic Positioning: Solidifies Hyperliquid’s standing as a comprehensive DeFi platform. For the chosen issuer, gaining the minting authority for the Hyperliquid USDH stablecoin represents a massive endorsement and a significant expansion of their stablecoin footprint. It validates their technology and approach, potentially attracting more partnerships and users. Challenges to Consider: Regulatory Scrutiny: Stablecoins are increasingly under the watchful eye of regulators, demanding compliance and transparency. Maintaining Peg: Ensuring USDH consistently holds its dollar peg is paramount and requires robust mechanisms. Market Acceptance: Gaining widespread adoption and trust among users will be crucial for its success. The outcome of this competition could set a precedent for future stablecoin issuances in DeFi, influencing how other platforms approach their native asset strategies. Navigating the Future of Hyperliquid USDH Stablecoin and Decentralized Finance As Hyperliquid deliberates its choice, the crypto community watches keenly. The selection of a partner for the Hyperliquid USDH stablecoin will reflect Hyperliquid’s strategic priorities: whether it leans towards established regulatory compliance, innovative decentralized models, or a blend of both. This decision will not only define USDH but also signal Hyperliquid’s direction in the evolving DeFi landscape. Actionable Insights for the Community: Stay Informed: Keep an eye on Hyperliquid’s official announcements for the chosen partner. Evaluate the Impact: Understand how the chosen issuer’s model might affect USDH’s stability and utility. Consider Diversification: For users, understanding the nuances of different stablecoins, including the upcoming Hyperliquid USDH stablecoin, is vital for managing risk in a dynamic market. The ongoing competition highlights the increasing maturity and complexity of the stablecoin sector. It underscores the need for robust, transparent, and well-governed stable assets to underpin the growth of decentralized finance. The ultimate success of USDH will depend on the strength of its issuer, the resilience of its peg, and the trust it garners from the Hyperliquid community and beyond. In conclusion, the race among Paxos, Frax, and Agora to issue Hyperliquid’s USDH stablecoin is a fascinating indicator of the innovation and competition within the DeFi space. This decision is poised to have far-reaching effects, influencing Hyperliquid’s ecosystem, the chosen issuer’s market position, and the broader stablecoin narrative. As the decentralized finance world continues to evolve, the launch of the Hyperliquid USDH stablecoin represents a crucial step forward, promising enhanced stability and utility for users. We eagerly await Hyperliquid’s announcement, which will undoubtedly mark a significant moment in its journey. Frequently Asked Questions about Hyperliquid USDH Stablecoin What is the purpose of Hyperliquid launching its own USDH stablecoin? Hyperliquid aims to enhance its decentralized exchange ecosystem by introducing a native stablecoin, USDH. This will provide more controlled liquidity, improve transaction efficiency, and offer a seamless user experience within its platform, reducing reliance on external stablecoins. Who are the main contenders vying to issue the Hyperliquid USDH stablecoin? The primary contenders are Paxos, known for its regulated stablecoin expertise; Frax Finance, an innovative algorithmic stablecoin project; and Agora, a decentralized finance startup offering fresh, agile solutions. What are the key factors Hyperliquid might consider when choosing an issuer? Hyperliquid will likely weigh factors such as regulatory compliance, the issuer’s track record in maintaining a stable peg, capital efficiency, decentralization principles, security infrastructure, and the ability to scale effectively. How will the launch of Hyperliquid USDH stablecoin impact the broader DeFi market? The launch of USDH could set new standards for native stablecoin integration within DeFi platforms. It will also intensify competition among stablecoin issuers and potentially influence how other decentralized exchanges approach their own stable asset strategies, pushing for more robust and innovative solutions. Did you find this deep dive into the Hyperliquid USDH stablecoin competition insightful? Share this article with your network on social media and spark a conversation about the future of stablecoins and decentralized finance! Your engagement helps us bring more valuable insights to the crypto community. To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoins institutional adoption. This post Hyperliquid USDH Stablecoin: Unveiling the Intense Battle for Issuance Authority first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Ethereum Layer 2 Kinto shuts down in wake of $1.6 million July exploit

Ethereum Layer 2 Kinto shuts down in wake of $1.6 million July exploit

Kinto's founder pledged $55,000 of personal funds to reimburse victims of the hack in Morpho lending pools, he said in the shutdown announcement.

Author: Coinstats
Best Crypto to Invest in Right Now? Why Mutuum Finance (MUTM) Is Tipped to Outperform ADA and AVAX

Best Crypto to Invest in Right Now? Why Mutuum Finance (MUTM) Is Tipped to Outperform ADA and AVAX

The post Best Crypto to Invest in Right Now? Why Mutuum Finance (MUTM) Is Tipped to Outperform ADA and AVAX appeared first on Coinpedia Fintech News Cardano (ADA) and Avalanche (AVAX) are two of the most recognized names in the cryptocurrency space, both having established themselves as leading platforms for smart contracts and decentralized applications. Their achievements are undeniable, but as large-cap assets, their explosive growth phases are behind them. While they may continue to deliver steady returns, many investors are …

Author: CoinPedia