# Fiat/P2P

Peer-to-Peer (P2P) trading enables buyers and sellers to exchange cryptocurrencies directly, allowing them to negotiate prices, payment methods, and trading terms without intermediaries. The MEXC P2P platform facilitates these transactions with security features like escrow services, ensuring a safe and fair trading experience. Unlike traditional exchange-based trading, P2P trading offers users greater flexibility and control over their transactions. Mastering P2P trading starts with understanding its key terms and common practices. This guide breaks down essential concepts and answers frequently asked questions, equipping you with the knowledge to trade securely and efficiently on MEXC P2P. GlossaryTermDefinitionAdvertisement (Ad)A listing created by a trader to specify their offer to buy or sell cryptocurrency. The advertiser sets the price, payment methods, and trade limits, enabling other users to initiate transactions based on the provided details.AppealA dispute resolution process that allows buyers or sellers to report issues with a trade. Users can submit an appeal to the platform’s Customer Service team, who reviews the evidence and determines a resolution.Available assetsThe specific cryptocurrencies listed in a trader’s advertisement for sale or purchase.For a Maker selling: The total amount of cryptocurrency the seller is offering.For a Maker buying: The total amount of assets the buyer is willing to purchase.Available assets help traders assess listings efficiently, enabling informed decision-making and ensuring a transparent trading experience.Completion rateThe percentage of successful trades a user has completed. A higher completion rate indicates reliability and enhances trust among traders on the platform.EscrowA security feature that temporarily holds the seller's cryptocurrency until the buyer's payment is confirmed. This ensures a secure transaction by withholding asset release until the trade is verified.Featured ad A prioritized advertisement on the P2P platform that gains increased visibility among traders. Featured ads typically appear at the top of search results and may require a fee or special merchant status. In some cases, they may be granted during promotions, as rewards, or under specific terms to benefit experienced traders.Fixed-price advertisementAn ad in which the advertiser sets a fixed price for cryptocurrency that remains unchanged regardless of market fluctuations.Maker and TakerMaker: A trader who posts advertisements to buy or sell cryptocurrency on the P2P platform.Taker: A trader who selects and accepts an existing advertisement to execute a trade.Maximum and minimum order limitsPredefined trade size restrictions set by the advertiser, specifying the smallest and largest amounts that can be traded in a single transaction.Online statusIndicates whether a trader is actively available to respond to trade requests. Traders marked as "online" are more likely to process transactions promptly.Payment methodThe means by which funds are transferred between buyers and sellers. Essential for completing transactions on MEXC P2P, payment methods include options like bank transfers or e-wallets, ensuring compatibility and reducing the risk of failed trades.Payment time limitThe designated timeframe within which a buyer must complete payment for a transaction. Failure to pay within this period may result in order cancellation and potential penalties.ReviewUser feedback provided after a completed transaction, helping traders assess the reliability and trustworthiness of their counterparties before initiating a trade.Security depositA sum of funds temporarily frozen by the platform to enhance security and ensure compliance with trading rules. A security deposit may be required from both merchants and regular users to help maintain a safe trading environment, prevent fraud, and reinforce accountability. It may be forfeited if a user violates platform policies or engages in misconduct."T+1" and "T+2" withdrawal limits"T+1" and "T+2" withdrawal limits refer to security measures that enforce a waiting period of 24 to 48 hours before purchased funds can be withdrawn. These limits help prevent fraudulent transactions and unauthorized account access.Trading termsAdditional conditions set by the advertiser that a buyer or seller must accept before placing an order. These terms may specify response time expectations, payment conditions, or counterparty verification requirements. Clearly defined trading terms help ensure mutual understanding, promoting a transparent and efficient trading experience. FAQsWho can trade on the MEXC P2P platform?Any verified user who has completed KYC verification and added a valid payment method can trade on MEXC P2P. To maintain a safe trading environment, users must comply with platform policies and security measures. How do I become a P2P merchant

Step 1: Navigate to P2P TradingClick Buy Crypto → P2P Trading.  Step 2: Add Payment MethodFor detailed instructions, please refer to the full guide on How to Add payment method for P2P Trading. Step 3: Confirm Order Information Based on Your TransactionNeeds1) Choose P2P as the trading mode. 2) Click on the Sell tab to view the available Ads. 3) From the list of available cryptocurrencies (USDT, USDC, BTC, ETH), select the one you wish to sell. 4) Select your preferred P2P buyer under the Advertiser column, then click the Sell USDT button. Note: Remember to review the supported payment methods listed in the selected Ads.  Step 4: Fill Out the Details to Sell Your Crypto1) Click the Sell USDT button to open the selling interface. 2) Enter the amount of USDT you wish to sell in the I want to sell field. 3) Alternatively, enter the amount of Fiat you wish to receive in the I will receive field. The system will automatically calculate the corresponding crypto amount, or vice versa. 4) After completing the steps above, make sure to tick the box I have read and agree to the MEXC Peer-to-Peer (P2P) Service Agreement. You will then be redirected to the Order page. Note: In the Available/Limit column, P2P Advertisers list the available cryptocurrencies for sale, along with the minimum and maximum transaction limits per order, in fiat terms for each ad.  Step 5: Confirm Order Information and Complete Your Order1) On the Order page, the P2P buyer has 15 minutes to complete the payment to your bank account. 2) Review the Order Information carefully. Ensure that the account name displayed in your selected payment method matches the name registered on your MEXC account. 3) Live Chat box is supported and available, allowing you to communicate with merchants in real time. Note: P2P crypto sales are processed exclusively through your Fiat Wallet. Please ensure your funds are available in your Fiat Wallet before initiating the transaction.  4) Once you have successfully received payment from the P2P buyer, check the Payment Received box.  5) Click Confirm to proceed with the P2P Sell order.  6) Enter the 6-digit MEXC/Google Authenticator 2FA code for security verification. For a complete guide, refer to Release of tokens in P2P is now secure! Next, click Yes to complete the P2P Sell transaction.  7) You're all set! Your P2P Sell order has been successfully completed.   Step 6: Check Your OrderClick the Orders button in the top-right corner of your screen to view your P2P Orders history.  

Step 1: Enter [P2P Trading] Click [Buy Crypto] - [P2P Trading] respectively.  Step 2: Confirm Order Information based on your transaction needs 1）Choose P2P as the transaction mode; 2）Click on Buy Tab to view the available Ads; 3）Amongst the selection of the available cryptos [USDT] [USDC] [BTC] [ETH], choose the one you intend to buy; 4）Select your preferred P2P Maker under the Advertiser column, then hit the [Buy USDT] button. Before placing an order, make sure to:Carefully review the payment methods supported by the advertiser.Read and understand the Trading Terms set by the maker — they may include important conditions or restrictions.You are now ready to begin your P2P Buy transaction!  Step 3: Fill in Information about Purchasing 1）Click on the Buy USDT button and the purchasing interface will pop up; 2）Enter the amount of Fiat Currency that you are willing to pay in the [I want to pay] column; 3）Alternatively, you may choose to fill in the quantity of USDT you intend to receive in the [I will receive] column. The actual payment amount in Fiat Currency will be determined automatically, or vice versa; 4）After completing the above steps, please don’t forget to tick on the [I have read and agree to MEXC Peer-to-Peer (P2P) Service Agreement] box. Now, you will be redirected to the Order page. NotesUnder the [Limit] and [Available] column, P2P Advertisers have listed the available cryptos to buy with and the minimum and maximum transaction limits per P2P order, in fiat terms for each Ad.To smoothen the process of crypto purchase, it is highly advisable to complete the relevant information of your supported payment methods. You may refer to the How to Add payment method for P2P Trading for the complete guide.  Step 4: Confirm Order Details and Complete Order 1）Check the payment time window displayed on the Order page — the seller usually sets a limit (typically 15 minutes) for you to complete the transfer to their bank account. Make sure to act within this timeframe. 2）Check the Order details and make sure the purchase fulfill your transaction needs; 3）Review the payment information displayed on the Order page and complete your transfer to P2P Seller's bank account; 4）Live Chat box is supported, allowing you to easily communicate with P2P counterparties in real time; 5）Once you have transferred funds, please check the box [Transfer Completed, Notify Seller]. Note: MEXC P2P doesn't support automatic payment, so users need to manually transfer fiat currency from their respective online banking or payment application to the P2P Sellers once the order is confirmed.  6）Click on [Confirm] to proceed for the P2P Buy order;  7）Wait for the P2P Sellers to release the USDT and complete the order.  8）Congrats! You have completed the purchase of crypto via MEXC P2P.  Step 5: Check Your Order Check the Orders button. You may view all of your previous P2P transactions here.    

Step 1: Navigate to P2P TradingOn the MEXC app homepage → Tap More → Select Assets → Choose P2P to access the P2P page.  Alternatively, from the MEXC app homepage, tap on Trade → P2P to access the P2P page.  Step 2: Add Payment MethodYou may refer to the complete guide on How to Add Payment Methods for P2P Trading. Step 3: Confirm Order Information Based on Your TransactionNeeds1) Choose P2P as the trading mode. 2) Tap on the Sell tab to view the available ads. 3) From the list of available cryptocurrencies (USDT, USDC, BTC, ETH), select the one you wish to sell. 4) Choose your preferred P2P Buyer from the Advertiser column, then tap the Sell USDT button. Before placing an order, make sure to:Carefully review the payment methods supported by the advertiser.Read and understand the Trading Terms set by the maker, as they may include important conditions or restrictions.You're now ready to begin your P2P Sell transaction!  Step 4: Fill Out the Details to Sell Your Crypto 1) Tap the Sell USDT button to open the selling interface. 2) Enter the amount of USDT you wish to sell in the I want to sell field. 3) Alternatively, you can enter the amount of Fiat you intend to receive in the I will receive field. The system will automatically calculate the equivalent USDT amount, or vice versa. 4) After completing the above steps, make sure to check the box labeled I have read and agree to the MEXC Peer-to-Peer (P2P) Service Agreement. You will then be redirected to the Order page. Note: Under the Sell column, P2P Advertisers list the available cryptocurrencies for sale, as well as the minimum and maximum transaction limits per P2P order, in fiat terms for each Ad.   Step 5: Confirm Order Informationand Complete Your Order 1) On the Order page, the P2P Buyer has 15 minutes to complete the payment. 2) Review the Order Information carefully. Ensure that the account name shown in your PaymentMethod matches your MEXC registered name. Otherwise, the P2P Buyer may reject the order. 3) Live Chat box is supported and available, allowing real-time communication with your counterpart. 4) Once you've confirmed receipt of the payment from your counterpart, check the box labeled Payment Received. 5) Tap Confirm to proceed with completing the P2P Sell order.  6) Enter the 6-digit MEXC/Google Authenticator 2FA code for security verification. For a complete guide, refer to Release of tokens in P2P is now secure! Then, tap Yes to complete the P2P Sell transaction. 7) You're all set! Your P2P Sell order has been successfully completed. Note: P2P crypto sales are processed exclusively through your Fiat Wallet, so please ensure your funds are available there before initiating the transaction.  Step 6: Check Your Order 1) Tap the Overflow menu (three dots) in the top-right corner. 2) Select Orders. 3) Here, you can view all of your previous P2P transactions (labeled My Orders).   

Open the MEXC official homepage, go to the top navigation bar, select [Buy Crypto], and click [P2P Trading] to enter the P2P trading page.   1. Accessing the Ad Posting PageOn MEXC, you can post advertisements either as a verified merchant or as a standard user. If you are posting an ad as an individual, you can go to the P2P trading page, click [More], and select [Post New Ad] to create an ad. If you are posting an ad as a verified merchant, you can go to the P2P trading page, click [More], and select [Post New Ad] to create an ad.  Alternatively, you can select [Merchant Portal].  In the "My Ads" section within the Merchant Portal, click [Publish Ads] to create a new ad.   2. Becoming a Verified MerchantIf you are not yet a verified merchant on MEXC, go to the P2P trading page, click on [More] in the upper right corner, and select [Apply as Merchant]. Follow the on-screen instructions to complete SMS verification, email verification, and advanced KYC verification. Additionally, in some markets, you may also be required to freeze a security deposit to complete the verification process. Click [Submit Application]. MEXC P2P staff will review your application within 7 business days.  As a verified merchant, you can enjoy more benefits, including dedicated customer support, a special merchant badge, priority order processing, and access to exclusive merchant events. For detailed information on how to become a verified merchant and the advantages of being one, you can also read "MEXC is now Recruiting P2P Merchants!".  3. Posting Ads3.1 Ad posting requirementsTo ensure a secure trading environment, MEXC applies different ad posting requirements based on the user's status and region.Standard users must meet specific criteria, including advanced KYC verification, linking mobile devices and email to their account, and may be subject to conditions such as account age, number of completed P2P orders, net trading volume, and order completion rate.Verified merchants enjoy higher limits and fewer restrictions, but some markets may also require a frozen security deposit as part of the verification process.You can view the full list of ad posting requirements by market here: MEXC P2P Ad Posting Requirements 3.2 Set Type and Token Choose [I Want to Buy] or [I Want to Sell] for the ad type and select the token and trading fiat. Note: If you select the [I Want to Sell], you must have a sufficient balance in your fiat account to successfully post the ad.Additionally, sell ads are subject to minimum amount requirements, which may vary by market and fiat currency. You can find the full list of minimum amounts here.  3.3 Set Price and Quantity Currently, MEXC supports Fixed-price and Floating Price ads for selling. Set the price, quantity, and the single transaction limit.  3.4 Set Payment Methods You can add up to 10 payment methods. You may set a time limit for each payment method. If the buyer does not complete the transaction within the specified time, the trade will be canceled.  3.5 Add Notes and Terms Enter an automatic reply message, which will be sent to the chat window when a user places an order. You can also specify terms and conditions for the ad, which users can view on the order page before placing an order. Important Guidelines:The content of the automated reply and advertiser terms must not contradict MEXC’s P2P Service Agreement.Charging any additional fees beyond the listed trade amount is strictly prohibited.Do not include third-party links or personal contact information such as phone numbers, WhatsApp, Telegram, or any external messaging platforms.Ensure your terms are clear, professional, and aligned with MEXC's compliance standards to maintain a smooth and secure trading experience. 3.6 Set Trade Requirements You can specify requirements for your ad, such as advanced KYC completion, account age, and mobile verification completion. Users who do not meet these requirements will not be able to place an order.Tip: The stricter your trade requirements, the fewer potential buyers or sellers will be able to engage with your ad. Use filters strategically to balance security with order volume. After reviewing and agreeing to the relevant terms, click [Publish] to post your ad. 4. Viewing and Editing Published AdsIn the "My Ads" section, you can check the status of your published ads. Once posted, you can edit, delist, delete, or share your ad. Note: Once an ad is deleted, it can no longer be edited.   

Why Add Payment Methods for P2P Trading?Adding payment methods to your MEXC P2P account ensures a seamless and secure trading experience. By linking your preferred payment options, you can send and receive funds efficiently while maintaining compliance with the platform’s security measures. Adding Payment MethodsOn the MEXC AppLog in to your MEXC accountOpen the MEXC App and log in to your account.Ensure you have completed KYC verification before proceeding. Access the payment settingsTap Trade on the bottom menu and select P2P at the top of the trading screen.Tap the three-dot menu in the top right corner and select User Center from the dropdown menu.Tap Payment Method to manage your payment options. Select and add a preferred payment methodClick + Add payment methods and choose from the list of available payment options. Enter your payment detailsFill in the required details accurately to ensure smooth transactions. Verify and activate the payment methodConfirm the details and complete 2FA verification.Once confirmed, your payment method will be added instantly and ready for P2P transactions. On the MEXC WebsiteLog in to your MEXC accountGo to the official MEXC website and log in to your account.Ensure you have completed KYC verification before proceeding. Access the payment settingsClick on the three-dot menu (More) in the P2P trading section.Select User Center and navigate to Payment Methods. Select and add a preferred payment methodClick Add Payment Method and choose from the list of available payment options.Enter payment detailsFill in the required details accurately to ensure smooth transactions. Verify and activate the payment methodConfirm the details and complete 2FA verification.Once confirmed, your payment method will be added instantly and ready for P2P transactions. Additional Tips for a Smooth ExperienceAlways verify your payment details before confirming to avoid transaction failures.Regularly update your payment methods to reflect any changes in your banking or e-wallet details.Stay cautious when dealing with new traders and use the in-app chat for all payment-related communications.Enable notifications for transaction updates to stay informed about your P2P trade status. Things to NoteMake sure the name on your payment method matches the name you used to verify your MEXC account to avoid transaction issues.Some payment methods may have specific transaction limits or processing times.If you encounter any issues when adding a payment method, please contact our Customer Service for assistance.  

As part of our continuous efforts to enhance MEXC’s P2P trading platform and expand support for more fiat currencies, we are pleased to announce that Brazilian Real (BRL), Argentine Peso (ARS), Colombian Peso (COP), Mexican Peso (MXN) and Venezuelan Bolívar (VES) are now available for cryptocurrency transactions. Users can now seamlessly buy and sell digital assets using these supported currencies. Users can now trade BTC, USDT, ETH, and USDC with the six supported currencies on MEXC, enjoying zero trading fees for a seamless trading experience.Kickstart your P2P trading journey. We're inviting new merchants to join MEXC's P2P platform and post ads for buying and selling cryptocurrency. As a P2P merchant, you'll enjoy zero transaction fees, dedicated customer support, a special merchant badge, and access to exclusive events with added benefits.Apply now to become a P2P merchant! What is P2P trading?MEXC P2P is a platform that allows users to trade cryptocurrency directly with other users. You can buy and sell cryptocurrency on MEXC P2P as a seller or a buyer. Click here to learn more. Join our official Telegram group for real-time updates on P2P events and promotions! P2P Brazil https://t.me/MEXCP2P_BrazilP2P Spanish https://t.me/MEXCP2P_ESGeneral PT group https://t.me/MEXCPortugal  

We're excited to announce that Fiat Deposit is supporting Brazilian Real (BRL). This partnership with trusted payment providers allows you to seamlessly fund your account with BRL and access Spot trading immediately.Launch Details Available From: March 14, 2025, 13:00 UTCEligibility: Users who complete Advanced KYC Verification and are Brazilian nationals Why Deposit BRLEnhanced Security: Your funds are safeguarded by established financial service providers. Rapid Processing: Experience quick settlement and seamless fund crediting with our streamlined process. Direct Trading Access: Deposit BRL and start Spot trading immediately—no conversion steps required. How to Get StartedStep 1: Sign in to your MEXC account and navigate to Buy Crypto → Fiat Deposit.Step 2: Select "BRL" from the currency options and follow the simple on-screen instructions to complete your deposit. As part of our commitment to enhancing your trading experience, we continue to expand our fiat options and streamline the deposit process. Stay tuned for additional fiat currencies and enhanced features coming soon.

📅 Event Period: March 24, 2025 – March 30, 2025🎁 New User P2P Experience: Get USDT at the Best Market Price!Step 1: Sign up for a MEXC account and complete at least Primary KYC verification.Step 2: Visit the P2P market to purchase USDT at the best price, featuring a 10% discount off the market price.Merchants partnered with MEXC carry the "New User Exclusive" badge. Please select an eligible listing. If the "Buy" button is available, you qualify for the offer.🎁 Daily P2P Deposit Challenge: More Deposits, More Rewards!Deposit $50 daily in the P2P market to unlock rewards! Consecutive DaysFutures Bonus RewardWinners7 Days20 USDTTop 100 Users5 Days10 USDT Top 200 Users3 Days5 USDTTop 500 UsersStart Depositing Now!🎁 Bi-Weekly Trading Competition: Earn Up to 100 USDT!During the event period, achieve the following cumulative P2P purchase volumes to unlock rewards:Total P2P Purchase VolumeFutures Bonus RewardWinners≥ $30,000100 USDTFirst 30 Users≥ $20,00050 USDTFirst 50 Users≥ $15,00030 USDTFirst 70 Users≥ $10,00020 USDTFirst 100 Users≥ $4,00010 USDTFirst 150 UsersClick here to get started now!Join our official Telegram channel for real-time updates on P2P events and promotions!Terms & Conditions:Users must click the register button and complete the required form to be eligible for rewards. All data will be recorded automatically by our system.Rewards will be distributed within 14 business days after the event ends.All participating users must comply with the MEXC Terms of Service. MEXC reserves the right to disqualify any users who engage in dishonest or abusive activities, including but not limited to creating multiple accounts to claim additional bonuses or engaging in fraudulent behavior.MEXC reserves the right to modify the event terms at any time without prior notice.MEXC reserves the final interpretation rights of this event.

To further enhance asset security and ensure safer transactions, MEXC P2P is updating the two-factor authentication (2FA) process effective February 10, 2025. Key Updates2FA will now be required every time you release cryptocurrency, replacing the previous configuration where it was needed once every 30 minutes. This update significantly enhances transaction security.We highly recommend enabling Google Authenticator for a smoother, more secure experience.Learn more about How to enable Google Authenticator for 2FA on MEXC Need Flexibility?You can customize your 2FA frequency settings to suit your preferences:Go to User Center → Crypto Release Verification Settings.Adjust the settings, including switching back to the 30-minute interval if desired.Please note that reducing 2FA frequency may increase security risks. Thank you for your continued support. We are committed to providing a secure and user-friendly platform that caters to all your trading needs.