Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16410 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
This $0.035 New Crypto Is 95% Sold Out, Is This the Next 20x Altcoin?

This $0.035 New Crypto Is 95% Sold Out, Is This the Next 20x Altcoin?

This new cryptocurrency has caught attention very rapidly at $0.035. The breakneck rise and near-total distribution of the token has sent waves of inquisition to many traders, as to whether this would be the next 20x altcoin. The protocol’s popularity is only getting increasingly popular, and it has become the subject of discussion within the […]

Author: Cryptopolitan
LivLive Gains Attention in Top Cryptos to Buy This Month With 300% Bonus as Chainlink and Fantom Maintain Stability

LivLive Gains Attention in Top Cryptos to Buy This Month With 300% Bonus as Chainlink and Fantom Maintain Stability

This month, that shift is coming from LivLive, a project gaining traction through verifiable real-world engagement, AR-driven rewards, and a […] The post LivLive Gains Attention in Top Cryptos to Buy This Month With 300% Bonus as Chainlink and Fantom Maintain Stability appeared first on Coindoo.

Author: Coindoo
Amazon, Flipkart Challenge Indian Banks with Pay-Later and Consumer Loan Rollout

Amazon, Flipkart Challenge Indian Banks with Pay-Later and Consumer Loan Rollout

TLDRs; Amazon and Flipkart expand into lending, offering pay-later and consumer loans that increasingly compete with India’s traditional banks. Amazon leverages Axio to scale BNPL, personal loans, and new SME credit products across its digital ecosystem. Flipkart awaits RBI approval for its new lending arm, aiming to offer no-cost EMIs and high-interest consumer durable loans. [...] The post Amazon, Flipkart Challenge Indian Banks with Pay-Later and Consumer Loan Rollout appeared first on CoinCentral.

Author: Coincentral
Bitwise Proposes 70% AVAX Staking in Amended Avalanche ETF Filing

Bitwise Proposes 70% AVAX Staking in Amended Avalanche ETF Filing

The post Bitwise Proposes 70% AVAX Staking in Amended Avalanche ETF Filing appeared on BitcoinEthereumNews.com. Bitwise has updated its Avalanche ETF filing to include staking up to 70% of AVAX holdings, a 0.34% sponsor fee with a waiver for initial assets, and expanded risk disclosures, positioning the fund for potential SEC approval and enhanced yield for investors. Bitwise’s revised Avalanche ETF proposal stakes 70% of assets to generate yields on the proof-of-stake network. The fee structure features a competitive 0.34% rate, lower than rivals, with a one-month waiver on the first $500 million in assets. Custody is handled by Coinbase for AVAX tokens and BNY Mellon for cash, alongside new disclosures on IRS tax rules and technology risks, per SEC filings. Discover Bitwise Avalanche ETF updates: 70% staking, low fees, and robust risks ahead of SEC review. Stay informed on crypto investment opportunities and secure your portfolio today. What is the Latest Update on the Bitwise Avalanche ETF Filing? Bitwise Avalanche ETF filing has been amended to incorporate a significant staking mechanism, allowing up to 70% of its AVAX holdings to participate in Avalanche’s proof-of-stake network for yield generation. This revision, submitted to the SEC, also includes adjusted fees and detailed operational terms to align with regulatory standards. The changes aim to provide investors with both price exposure and regulated income streams, marking a pivotal evolution in spot crypto ETF structures. How Does the Staking Plan Work in the Bitwise Avalanche ETF? The staking allocation in the Bitwise Avalanche ETF involves delegating up to 70% of the fund’s AVAX tokens to validators on the Avalanche network. According to the amended filing, 12% of the generated staking rewards will cover operational costs, with the remainder distributed directly to shareholders as additional returns. This approach leverages Avalanche’s efficient proof-of-stake consensus, where staked AVAX secures the network and earns rewards typically ranging from 7-10% annually, based on network…

Author: BitcoinEthereumNews
Crypto VC Funding Hits $25 Billion Amid Bitcoin Rally and Regulatory Shifts

Crypto VC Funding Hits $25 Billion Amid Bitcoin Rally and Regulatory Shifts

The post Crypto VC Funding Hits $25 Billion Amid Bitcoin Rally and Regulatory Shifts appeared on BitcoinEthereumNews.com. Crypto venture capital funding in 2025 has surged to $25 billion, more than double the previous year’s total, signaling a strong recovery for the sector driven by regulatory clarity and institutional interest from firms like Paradigm and BlackRock. Centralized exchanges lead with $4.4 billion in investments, highlighting their dominance in trading volumes. Prediction markets have attracted $3.2 billion, fueled by innovative platforms like Polymarket. Decentralized finance platforms secured $2.9 billion, according to DeFiLlama analytics, underscoring DeFi’s growing maturity. Crypto venture capital funding in 2025 hits $25 billion, doubling last year’s figures amid regulatory boosts. Discover key investments in exchanges and DeFi—explore how this revival impacts your portfolio today. (148 characters) What is the Current State of Crypto Venture Capital Funding in 2025? Crypto venture capital funding in 2025 has reached approximately $25 billion, marking a significant turnaround from prior downturns and exceeding initial projections for the industry. This influx, more than double the previous year’s investments, reflects renewed confidence among investors, particularly in established platforms with robust revenue streams. Major players such as centralized exchanges and decentralized finance protocols have been the primary beneficiaries, drawing capital from both Silicon Valley heavyweights and traditional Wall Street institutions. Which Sectors Are Dominating Crypto Venture Capital Investments? Centralized exchanges have emerged as the top recipients of crypto venture capital, securing $4.4 billion in commitments that underscore their pivotal role in facilitating global trading activities. Prediction markets followed closely with $3.2 billion, capitalizing on the demand for decentralized forecasting tools that offer real-world applications beyond speculation. Decentralized finance platforms rounded out the leaders, pulling in $2.9 billion as per DeFiLlama analytics, which highlights the sector’s evolution toward sustainable models integrating lending, borrowing, and yield generation. Prominent deals exemplify this trend. For instance, Binance, the exchange handling the highest daily trading volumes worldwide, closed a…

Author: BitcoinEthereumNews
Best Crypto to Invest in 2025: DeepSnitch AI Soars 67% Ahead of Launch as Exchanges Donate Millions for HK Fire Victims

Best Crypto to Invest in 2025: DeepSnitch AI Soars 67% Ahead of Launch as Exchanges Donate Millions for HK Fire Victims

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Author: Blockchainreporter
This $0.035 New Crypto Is Days Away From a 100% Phase Sellout, Mutuum Finance (MUTM) Surges 250%

This $0.035 New Crypto Is Days Away From a 100% Phase Sellout, Mutuum Finance (MUTM) Surges 250%

One of the biggest milestones in the history of a rapidly growing new cryptocurrency is on its way. Its current stage is nearly consumed, and days to a full sellout remain, making investors that look for the best crypto to purchase today scramble to get the remaining tokens at the current price of $0.035. Mutuum […]

Author: Cryptopolitan
UK Plans No Gain No Loss DeFi Tax, Tighter Reporting

UK Plans No Gain No Loss DeFi Tax, Tighter Reporting

The post UK Plans No Gain No Loss DeFi Tax, Tighter Reporting appeared on BitcoinEthereumNews.com. The UK government is preparing a new tax framework that would treat many decentralized finance lending and liquidity transactions on a “no gain, no loss” basis, deferring capital gains tax until there is a real economic disposal. In a consultation outcome published on Nov. 26, 2025, HM Revenue & Customs said it is developing rules so that certain cryptoasset loans and liquidity pool arrangements are taxed only when tokens are genuinely disposed of, rather than each time they move in and out of a protocol. Earlier guidance had drawn criticism because users could face capital gains charges simply for depositing tokens into DeFi protocols and later withdrawing them, even when they received back the same assets. HMRC now says it is working on an approach that treats those “disposals” as no gain, no loss, and confirms this model could extend to automated market makers as well as more traditional loan setups. Under the outline described in the consultation documents, single-token deposits, crypto loans and multi-token liquidity pools would all fall under the framework. Tax would be calculated when a user actually sells or economically disposes of the tokens, rather than at each technical transfer. Aave CEO Calls Outcome A Win For DeFi Borrowers  Aave founder and CEO Stani Kulechov highlighted the change after HMRC released the consultation summary. In a post on X, he said that when users deposit assets into Aave, the deposit itself would not be treated as a disposal for capital gains purposes, creating a no-gain-no-loss treatment at the point of deposit. He described the conclusion as a major win for UK DeFi users who want to borrow stablecoins against their crypto collateral, arguing that borrowers are not trying to dispose of their assets when they lock tokens for liquidity. Kulechov also said Aave Labs took part…

Author: BitcoinEthereumNews
UK Crypto Reporting Rules May Raise Up to $417 Million in Tax Revenue by 2030

UK Crypto Reporting Rules May Raise Up to $417 Million in Tax Revenue by 2030

The post UK Crypto Reporting Rules May Raise Up to $417 Million in Tax Revenue by 2030 appeared on BitcoinEthereumNews.com. The UK government’s Cryptoasset Reporting Framework (CARF) mandates crypto exchanges to collect and report customer details starting January 2026, aiming to raise £315 million ($417 million) in additional tax revenue by 2030 through improved compliance with capital gains tax on crypto profits. New rules require UK-registered crypto platforms to gather user information, including tax reference numbers, for HMRC reporting. Non-compliance fines reach £300 per unreported customer, with HMRC using data to verify tax returns. The framework, aligned with OECD standards, forecasts £315 million in tax collections by April 2030, equivalent to funding over 10,000 nurses annually. Discover how the UK’s Cryptoasset Reporting Framework impacts crypto traders: mandatory customer reporting starts 2026 to boost tax compliance and raise $417 million. Stay informed on crypto tax rules—review your details today. What is the UK’s Cryptoasset Reporting Framework? The UK’s Cryptoasset Reporting Framework (CARF) is an international standard adopted from the OECD that requires cryptocurrency service providers to report customer transaction details to HM Revenue & Customs (HMRC). Implemented as part of the 2025 Budget, it ensures greater transparency in crypto investments without introducing new taxes, focusing instead on enforcing existing capital gains tax obligations. First reports will be collected from January 1, 2026, and submitted to HMRC in 2027, helping identify unreported profits. How Will Crypto Exchanges Handle Compliance Under CARF? Crypto exchanges must collect comprehensive user data, such as names, addresses, tax reference numbers, and transaction histories, to comply with CARF. Platforms face challenges in obtaining this information from privacy-conscious users, potentially requiring upgraded systems for data management and reporting. According to Dion Seymour, Crypto and Digital Asset Technical Director at Andersen, a London-based law firm, “RCASPs will need robust due diligence processes to avoid penalties for late or inaccurate reporting, which could accumulate substantially per reportable user.” Failure to register…

Author: BitcoinEthereumNews
Brazil’s Economic Center São Paulo to Pilot Blockchain-Based Microloans for Farmers

Brazil’s Economic Center São Paulo to Pilot Blockchain-Based Microloans for Farmers

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Brazil’s Economic Center São Paulo

Author: Coindesk