Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13953 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
CrediX Finance hacked for $4.5m via governance flaw

CrediX Finance hacked for $4.5m via governance flaw

CrediX Finance suffered a $4.5 million exploit after attackers gained admin access

Author: Crypto.news
XRP Mining: What You Need to Know About Mining in 2025

XRP Mining: What You Need to Know About Mining in 2025

In the ever-changing digital currency industry, XRP has become a preeminent cryptocurrency due to its speed, low cost, and enterprise-level applications. As interest in cryptocurrency mining continues to reach unprecedented levels, one question that is increasingly on the minds of new users and investors is: Can XRP be mined? How to mine it? Therefore, we will review everything you need to know about XRP mining, clear up some misconceptions, and show modern alternatives for earning XRP in 2025. In addition, you will learn how to use the Hashj.net website to enhance the user experience of cryptocurrencies such as XRP. If you have not used cloud mining, you can click: www.hashj.net to register and receive $118 for free mining. Can XRP Be Mined? The brief reply: No, XRP cannot be mined. Here’s why: ● Fixed Supply: When the currency XRP was launched, 100 billion coins had been pre-mined by Ripple Labs. This whole supply already exists. ● There is no Proof-of-Work (PoW): Unlike Bitcoin , the value of which is provided with newly minted coins that miners earn by solving complicated math problems, XRP is based on a consensus model that does not provide validators with new coins. ● Distribution: Ripple Labs releases XRP coins into the environment by distributing them periodically with the help of partnerships, incentives, and ecosystem building, but there is no mining. That said, in case you have been considering going the mining rig route in order to get yourself some XRP, then you would be better off trying out other methods of getting it, trading it, or staking it to generate income, particularly through sites like Hashj.net. Alternatives to XRP Mining in 2025 And although old mining is out of the question, the options to gain XRP in 2025 are thrilling and realistic. 1. Users can participate in mining with Hashj rewards. An emerging trend in 2025 is the short-term reward contract, and Hashj is first in line to take the lead. Now, users will be able to make and join XRP-based reward agreements that can give them daily returns within a specified time. Such contracts are: Easy to apply Independent cloud-based (no equipment required) Time limited 1 to 30 days It’s designed to lower the barrier to entry, making it easy to get started even with no experience. You may view these reward contracts directly on Hashj.net, the contracts are presented publicly with daily yield and performance figures. 2. Hashj Gifts Cloud Mining Although XRP cannot be mined, Hashj offers solutions to mine other coins, such as Bitcoin or Dogecoin , among others, and receives cloud mining profits as well. These earnings can now be multiplied into XRP instantly through the platform and provide a user with a wriggle room to increase his and her XRP holding indirectly. On top of that, Hashj frequently gives sign-up gifts, free gift mining functions, and referral programs that add to your portfolio at no cost upfront. 3. Yield and Staking Platforms XRP does not turn into an ordinary mine, but it is possible to stake and put it into a yield platform, which allows getting daily or weekly income by lending the coin or providing liquidity to the pool. On certain DeFi platforms and custodial hosting services, you can stake your XRP to make a passive income through XRP staking pairs or stablecoin pools. Visit www.hashj.net to register and receive $118 to start earning XRP for free. Why XRP Is Still a Smart Choice in 2025 Although not mineable, XRP is gaining usage, and the following reasons make it increasingly popular: ● XRP’s Institutionalization: Many large financial institutions around the world are using XRP Ledger technology to achieve instant settlement of cross-border payments. ● Eco-Friendly: A single transaction requires XRP to consume a mere 0.0079 kWh, which is way lower than Bitcoin and Ethereum. ● Scalability: With speeds of more than 1,500 transactions/sec, the XRP Ledger is a quite trustworthy infrastructure that could support a considerable number of applications. ● Low Fees: The average transaction price is well under $ 0.01, which is perfect for micro transactions and worldwide remittances. These strengths ensure that XRP is a wise investment in your crypto portfolio, particularly when you want sustainability and speed. Getting Started with Hashj and XRP Hashj.net is an excellent option to use for those people who would like to learn more about XRP and crypto interaction in 2025. This is how one can get started: 1. Create a Free Account: Simply use an Email or Wallet to create your account. 2. Claim Free Mining Bonuses: After successful registration, you can receive $100 trial bonus + $18 cash and try free mining. 3. Select an XRP Contract: Select a reward XRP contract and use it in accordance with the goals. 4. Monitor Daily Returns: Watch your returns compound themselves without the need to have maintenance or mining. 5. Cash-Back or Recycle: You have instant withdrawal capabilities and recycle investment opportunities to increase your profits with Hashj. Is It Safe? Systems such as Hashj are transparent, user-friendly, and provide customer services. In 2025, Hashj has announced plans to implement improved KYC, 2-factor-authentication (2FA), and live monitoring during withdrawals to protect the money of its users. Hashj made it to the list of these reliable sources as it already has tens of thousands of active users every day and a verified payout history. Final Thoughts In the classical meaning of XRP mining, it is not possible because of its consensus model, but in the current scenario, there are more intelligent, faster, and easier methods to unlock more XRP in 2025. With the help of such new platforms like Hashj.net, the user will be able to access reward contracts, benefit through cloud-based mining of other coins, and easily convert his/her income to XRP. Being rewarded for the ability to move and be agile in the industry and make smart decisions, using these tools can precondition not only a good short-term result but long-term success in the crypto industry. As a new or professional enthusiast, XRP is still a digital asset you should consider trying out, whether it is or is not being mined.

Author: CryptoNews
Annualized 15%+ and drawdown less than 2%, how does Neutral use institutional risk control to "steadily" reap JLP dividends?

Annualized 15%+ and drawdown less than 2%, how does Neutral use institutional risk control to "steadily" reap JLP dividends?

By Alex Liu, Foresight News From JLP to Neutral To make money, the first step is often to find high-quality assets. It's no exaggeration to say that JLP is one

Author: PANews
3 tokens to check out before 2025 ends: The next XRP, Dogecoin, Shiba Inu

3 tokens to check out before 2025 ends: The next XRP, Dogecoin, Shiba Inu

As the 2025 bull run peaks, investors are eyeing memecoins with momentum, Little Pepe is emerging as a surprise contender. #partnercontent

Author: Crypto.news
Solana ETFs coming soon? Seven asset managers file amended S-1s with the SEC

Solana ETFs coming soon? Seven asset managers file amended S-1s with the SEC

At least seven asset managers have filed amended registration statements for their proposed spot Solana ETFs with the U.S. Securities and Exchange Commission as potential approval draws closer. As of August 1, firms including Bitwise, Canary Capital, Fidelity, CoinShares, Grayscale,…

Author: Crypto.news
What JPMorgan and Coinbase are building could outlast both crypto narratives and banking interfaces

What JPMorgan and Coinbase are building could outlast both crypto narratives and banking interfaces

JPMorgan and Coinbase are launching a multi-phase integration that brings crypto access and payments directly into the core of U.S. consumer banking. What’s cooking? JPMorgan and Coinbase break new ground In late July 2025, JPMorgan Chase and Coinbase announced a…

Author: Crypto.news
SEC Launches ‘Project Crypto’ Initiative to Make America the ‘Crypto Capital of the World’

SEC Launches ‘Project Crypto’ Initiative to Make America the ‘Crypto Capital of the World’

Securities and Exchange Commission (SEC) Chairman Paul Atkins announced the launch of “ Project Crypto ” on July 31, a comprehensive initiative designed to modernize securities regulations and allow America’s financial markets to move on-chain. The announcement came during a speech at the America First Policy Institute, where Atkins outlined plans to bring crypto asset distributions back to America and establish regulatory frameworks for digital asset trading. JUST IN: 🇺🇸 SEC launches 'Project Crypto' to help make America the “crypto capital of the world.” pic.twitter.com/if6lHudlTt — Bitcoin Magazine (@BitcoinMagazine) July 31, 2025 The initiative follows the release of a 166-page White House report titled “ Strengthening American Leadership in Digital Financial Technology ,” which categorizes cryptocurrency as “ next-generation technology ” alongside railroads and the internet. The document condemns the Biden administration’s regulatory approach as creating a “hostile environment” for crypto businesses and calls for reversing policies that drove fintech firms offshore. Framework Targets Onshoring Crypto Businesses Through Clear Guidelines Project Crypto seeks to establish clear rules for crypto asset distributions, custody, and trading through public notice and comment procedures. Atkins directed Commission staff to draft regulations addressing the confusion surrounding the Howey test, which has led entrepreneurs to treat all crypto assets as securities prophylactically. The SEC plans to develop guidelines helping market participants categorize crypto assets as digital collectibles, digital commodities, or stablecoins based on economic realities. Atkins also emphasized that being deemed a security should not carry stigma, noting that many issuers prefer the flexibility securities laws afford for product design and investor protections. The initiative includes purpose-fit disclosures, exemptions, and safe harbors for initial coin offerings, airdrops, and network rewards. Atkins stated that the goal is to ensure issuers include Americans in distributions rather than excluding them to avoid legal complexity. Source: Paul Atkins on X The SEC will also address tokenized securities requests from Wall Street firms and Silicon Valley unicorns seeking to distribute tokenized stocks, bonds, and partnership interests within the United States. Atkins reported that firms are “lined up at our doors” requesting tokenization capabilities previously available only offshore. Super-App Vision Facilitates Integrated Trading Platforms The SEC plans to allow securities intermediaries to offer comprehensive services under a single license through “super-app” functionality. Broker-dealers with alternative trading systems could offer trading in non-security crypto assets alongside crypto asset securities, traditional securities, and services like staking and lending without requiring multiple federal or state licenses. Atkins directed staff to develop frameworks allowing non-security crypto assets and crypto asset securities to trade side-by-side on SEC-regulated platforms. The Commission will evaluate its authority to permit non-security crypto assets subject to investment contracts to trade on unregistered venues. The approach allows state-licensed crypto platforms not registered with the SEC to list certain crypto assets while allowing CFTC-regulated platforms to offer products with margin capabilities. As a result, the approach eliminates the need for additional Congressional authority while unlocking greater asset liquidity. Project Crypto also addresses outdated custody requirements that limited custodial service provider options. The SEC plans to modernize custody rules for registered intermediaries, moving away from the previous administration’s “special-purpose broker-dealer” framework and SAB 121 guidance . 🏦Vanessa A. Countryman, Secretary of the SEC, confirmed that SAB 122 has officially replaced SAB 121 in the regulatory framework. #SAB121 #CryptoAccounting #USSEC https://t.co/feyCzuakYH — Cryptonews.com (@cryptonews) January 24, 2025 Innovation Exemption Speeds Market Entry for New Business Models The SEC is considering an innovation exemption that would allow registrants and non-registrants to quickly enter markets with new business models that don’t fit existing regulations, for which a similar standard was released for ETFs earlier today. 🚀 SEC establishes new crypto ETF listing standards enabling approximately dozen major digital assets to gain approval by October through streamlined framework. #SEC #ETFs https://t.co/grlJtGb5tH — Cryptonews.com (@cryptonews) July 31, 2025 Innovators could comply with principles-based conditions, achieving core securities law policy goals rather than burdensome prescriptive requirements. Proposed conditions include periodic Commission reporting, whitelisting functionality, and restrictions on tokenized securities not adhering to compliant token standards like ERC3643. Atkins also emphasized commercial viability as the “true north” for evaluating various models. Additionally, the initiative coincides with growing corporate adoption. A Deloitte survey found 23% of North American CFOs expect their treasury departments to use cryptocurrency within two years, rising to nearly 40% among firms with $10 billion or more in revenue. 💰 Deloitte reports CFOs eye crypto treasury adoption, with governance, regulation, and workforce readiness emerging as next-phase priorities. #deloitte #treasury https://t.co/boA1QnYOwm — Cryptonews.com (@cryptonews) July 31, 2025 Forty-three percent cited price volatility as their top concern, followed by accounting complexity and regulatory uncertainty. The White House report also confirms plans for a strategic Bitcoin reserve administered by the Treasury, though it admits the reserve is not yet operational. The document calls for Congress to affirm people’s rights to self-custody digital assets and engage in peer-to-peer transactions without financial intermediaries. Despite these positive regulatory announcements, Bitcoin is still trading relatively flat, slightly above $118,000, with Ethereum gaining modestly above $3,760.

Author: CryptoNews
Altcoin Season Flickers as Cardano, Dogwifhat, Fartcoin Command $1.7B Daily Volume

Altcoin Season Flickers as Cardano, Dogwifhat, Fartcoin Command $1.7B Daily Volume

The crypto market enters August 2025 with traders debating whether a muted altcoin season is underway. While the Altcoin Season Index sits below 40, suggesting Bitcoin dominance remains strong, selective altcoins are showing renewed traction. Three tokens stand out in this cycle: Cardano, Dogwifhat, and Fartcoin. Each reflects a different strand of the current rotation, blending utility, speculation, and liquidity in a cautious market. Cardano Price Holds Amid Ecosystem Growth Cardano is currently trading at $0.77 , giving ADA a market cap of about $27 billion, according to CoinMarketCap. Daily trading volume remains above $1.1 billion, showing that liquidity is intact despite the broader altseason index indicating only limited participation. Cardano’s ecosystem is a key driver. Hydra Layer‑2 scaling is live, and the Mithril fast‑sync protocol continues to roll out, designed to reduce node sync times. Governance through the Voltaire upgrade is also progressing, offering ADA holders more influence over treasury allocation. Stablecoin activity has also helped sustain interest. Both Djed and USDA remain active on Cardano, expanding liquidity for DeFi applications. DeFiLlama reports a total value locked of nearly $470 million, marking steady growth through July. Social traction reinforces the picture. LunarCrush data shows steady mentions through July, reflecting renewed retail engagement. These factors together have kept ADA resilient in an otherwise selective altcoin season. Dogwifhat Price Reflects Altcoin Season Dogwifhat’s price sits at roughly $0.96, giving the token a market cap of nearly $964 million. Trading volume has held above $320 million over the past 24 hours, based on CoinMarketCap. For a meme coin launched only in 2023, those figures show persistent speculative activity. Dogwifhat Price (Source: CoinMarketCap) Dogwifhat thrives on its role in meme trading cycles. Whale wallets remain active, and their presence across Solana‑based exchanges ensures strong liquidity. While the token has no utility functions beyond trading, its ability to sustain volume and engagement shows its position as a meme‑driven liquidity hub. Traders note that meme assets often gain visibility during altseason rotations, even when the broader market remains cautious. Dogwifhat fits this pattern, attracting attention in a muted environment while contributing to the idea that altcoin season may be forming at the margins. Fartcoin Price Gains on Liquidity Momentum Fartcoin’s price is around $1.05 , supported by a $1.05 billion market cap and $280 million in 24‑hour volume. Fartcoin entered the market as a parody token but has since built consistent liquidity across decentralized exchanges. Its verified contract and strong daily turnover differentiate it from short‑lived meme projects. Weekly performance has also shown steady inflows, supported by active Telegram communities and mentions on LunarCrush. Though lacking functional use cases, its ability to draw liquidity has made it part of altseason conversations, especially among traders seeking high‑beta opportunities when Bitcoin dominance weakens. Altseason Remains Uneven The Altcoin Season Index remains below the threshold of 75 that defines a broad altcoin season. At around 38, the current reading points to selective rotation rather than widespread participation. Bitcoin dominance, above 60% per TradingView’s BTC.D chart, reinforces that most capital remains concentrated in BTC. Bitcoin Dominance (Source: TradingView) Yet the persistence of activity in ADA, Dogwifhat, and Fartcoin suggests that even in a shallow altseason, traders are finding ways to express risk appetite. Cardano represents a long‑standing utility‑driven play, while Dogwifhat and Fartcoin show the meme and liquidity side of speculative markets. If ETF inflows and network upgrades continue to support capital allocation, the current altcoin season could deepen into Q3 and Q4. For now, attention is selective. Tokens like ADA, Dogwifhat, and Fartcoin remain in rotation, showing how narrative, liquidity, and engagement define momentum even when broader altseason signs stay muted.

Author: CryptoNews
TRON becomes primary settlement layer for Tether’s USDT, data show

TRON becomes primary settlement layer for Tether’s USDT, data show

TRON has pulled ahead of Ethereum in stablecoin activity, processing nearly seven times more daily Tether transactions and surpassing $80 billion in supply by mid-2025. The growth appears to be fueled by gasless transactions and low fees, though concerns persist.…

Author: Crypto.news
PEPETO, the real PEPE forecast: How soon could PEPETO explode by 20,000%?

PEPETO, the real PEPE forecast: How soon could PEPETO explode by 20,000%?

Pepeto emerges as the true PEPE successor, blending meme power with real tech and massive upside potential. #sponsoredcontent

Author: Crypto.news