Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14822 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

BOB and LayerZero Enable BTC Transfers Across 11 Major Blockchains

The post BOB and LayerZero Enable BTC Transfers Across 11 Major Blockchains appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) protocol Build on Bitcoin (more commonly known as “BOB”) unveiled a system that lets BTC$112,877.60 holders move their assets into decentralized trading apps with a single click, the company said on Tuesday. “BOB Gateway” connects native Bitcoin to LayerZero’s “omnichain fungible token” (OFT) version of wrapped BTC, an asset issued by BitGo. The integration extends to 11 blockchains including Ethereum, Avalanche and Base, bringing access to nearly 15,000 decentralized apps that can now support direct Bitcoin deposits. Until now, most of these blockchains lacked a straightforward way to connect to Bitcoin. Users often had to navigate complex bridging processes, which carried both technical friction and security risks. With BOB Gateway, they can move between native BTC and wBTC.OFT in one step, a change that could make strategies such as yield farming or looping trades more accessible to retail and institutional investors alike. Yield farming and looping supply liquidity to DeFi platforms, acting as the foundation for lending, borrowing, and trading. This process allows users to earn significant passive income. Making these trades easier with native BTC — the largest and most trusted digital asset — would mobilize a massive pool of capital, increasing DeFi’s liquidity, security, and overall market maturity. More than $2.3 billion worth of wBTC.OFT has already been bridged across 67,000 transfers on LayerZero, the companies said. By enabling direct inflows from native BTC, the gateway could bring fresh liquidity into DeFi markets that rely on wrapped bitcoin as collateral or trading pairs. Alexei Zamyatin, co-founder of BOB, said the update “makes wBTC.OFT instantly accessible” across supported chains, while LayerZero’s Simon Baksys described the move as adding utility to “one of the most trusted assets in crypto.” The rollout includes Ethereum, Avalanche, Base, Unichain, Soneium, Bera, Optimism, Sei, Sonic and BOB itself, covering much of…

Author: BitcoinEthereumNews

2025/10/01

100M STRK, how it works and risks

The post 100M STRK, how it works and risks appeared on BitcoinEthereumNews.com. Starknet enables Bitcoin staking with rewards in STRK and an incentive program of 100 million STRK. Non-custodial model, focused on bridge and delegation. Opportunity for DeFi, but technical and market risks remain. Bitcoin staking arrives on Starknet. The initiative, announced in a statement on September 30, 2025, was reported by specialized outlets such as Decrypt and The Block, and allocates 100 million STRK to incentivize activities related to Bitcoin on the network (100M STRK ≈ 12 million dollars at the exchange rate on 09/30/2025 according to reported estimates). According to the data collected by our editorial team through on‑chain dashboards like Dune and analysis reports on L2BEAT, in the hours following the announcement, there was a marked increase in queries and interest in metrics related to BTC bridged on Starknet. Industry analysts observe that an incentive program of this scale can generate spikes in TVL in the short term, but sustainability will depend on liquidity, reward design, and market risks. News in Brief: What’s Changing and for Whom Starknet now allows the use of tokenized BTC to contribute to network security through delegation. Users retain key control and earn rewards in STRK. That said, the initiative extends the use of BTC beyond traditional channels and complements the staking of the native token. According to the Starknet team and the foundation, the planned budget amounts to 100 million STRK to promote Bitcoin products and activities on an Ethereum layer-2. The operational details – official bridge, contracts, and schedule – are still being defined and will be published as soon as they are available. Actors and Products: Who Does What RE7 develops a yield product denominated in BTC on Starknet, designed to integrate “yield” streams with rewards in STRK. StarkWare emphasizes the non-custodial model, which enables delegation without relinquishing ownership of the…

Author: BitcoinEthereumNews

2025/10/01

Société Générale Integrates EURCV and USDCV Stablecoins with Uniswap

TLDR Société Générale’s SG-FORGE has deployed EURCV and USDCV stablecoins on Ethereum-based platforms, including Morpho and Uniswap. The integration allows users to borrow, lend, and trade SG-FORGE’s stablecoins in a fully on-chain environment. SG-FORGE partners with MEV Capital to manage collateral eligibility and risk management on the Morpho protocol. Flowdesk will supply liquidity to ensure [...] The post Société Générale Integrates EURCV and USDCV Stablecoins with Uniswap appeared first on CoinCentral.

Author: Coincentral

2025/10/01

Mutuum Finance (MUTM) Shows Strength at $0.035 While Cardano (ADA) Bulls Nurse Brutal 14% Slump

While Cardano (ADA) is basking in a crushing 14% drop, Mutuum Finance (MUTM) is simply standing firm at $0.035. ADA bulls are fighting volatility and temporary crash, while MUTM is convincingly building ground among both retail and institutional investors because of its in-working DeFi utility. Mutuum Finance currently is at stage 6 level of $0.035 […]

Author: Cryptopolitan

2025/10/01

SG-FORGE launches EURCV and USDCV on Ethereum DeFi

The post SG-FORGE launches EURCV and USDCV on Ethereum DeFi appeared on BitcoinEthereumNews.com. SG‑FORGE, the digital division of Société Générale, brings its regulated stablecoins EURCV and USDCV into DeFi protocols on Ethereum. The coins are now available on Morpho for lending and borrowing, and on Uniswap for spot trading, with smart contracts ensuring continuous operation. In this context, the initiative aims to connect regulated finance and on‑chain infrastructure, offering greater transparency and traceability. Information about the launch is detailed in the official SG‑FORGE newsroom and has been covered by the specialized press SG‑FORGE newsroom and by CoinDesk, which documented the announcement of the CoinVertible dollar launch in June 2025. According to the data collected by our editorial team, confirmed by the official communications from the issuer, deployments on Ethereum continued between June and September 2025 and received initial operational integrations on market makers and lending protocols. Industry analysts we spoke with note that direct integration on Morpho and Uniswap reduces operational on-ramps for institutional counterparties while maintaining stricter compliance controls. What SG‑FORGE has announced The company announced the availability of EURCV (euro) and USDCV (dollar) on DeFi protocols based on Ethereum, expanding the distribution of its assets beyond traditional exchanges and brokers. The innovation enables on‑chain lending, borrowing, and spot trading operations. DeFi Loans with EURCV on Morpho On Morpho, users can now use EURCV to lend or borrow, using cryptocurrencies like BTC and ETH as collateral. Tokenized instruments are also supported, such as money market funds USTBL and EUTBL – which invest in US and Eurozone T-Bills – regulated by the French AMF. The integration on Morpho reduces operational friction and introduces risk management guided by on-chain parameters, maintaining a collateral profile close to traditional finance. It should be noted that this favors more granular control of positions and better composability with other protocols. Swap spot with USDCV on Uniswap On Uniswap,…

Author: BitcoinEthereumNews

2025/09/30

Templar Launches Native Bitcoin Lending Without Intermediaries

The post Templar Launches Native Bitcoin Lending Without Intermediaries appeared on BitcoinEthereumNews.com. In a significant development for Bitcoin holders, Templar Protocol has announced the launch of its mainnet, introducing the first “Cypher Lending” protocol that enables users to borrow U.S. dollar stablecoins against their native Bitcoin without intermediaries. The launch comes at a time when institutional custody solutions are controlling an increasing share of the Bitcoin supply, with Coinbase alone holding over 10% of the circulating BTC. The protocol, which has already secured $100 million in lending commitments, combines decentralized Multi-Party Computation (MPC) network technology with immutable smart contracts to ensure user collateral remains secure and free from unauthorized intervention. This launch marks a departure from traditional centralized lending platforms and wrapped token solutions that have dominated Bitcoin lending. “The Institutions have arrived and they’re hoovering up BTC using centralized custody of companies like Coinbase,” notes Royal F00l, Templar Protocol’s pseudonymous founder. “With Templar, you send your BTC to an immutable smart contract, running on a p2p network, which then sends you stablecoins.” The protocol introduces several key innovations, including permissionless access without KYC requirements, open-source architecture with no administrative backdoors, and privacy-first design. At launch, Templar supports native assets across Bitcoin and other chains. The technical architecture employs a decentralized MPC network for securing Bitcoin deposits, while smart contracts manage collateralization and repayment processes automatically. This removes the need for traditional custodians while maintaining security and efficiency. “Bitcoin was created to replace banks, not to be a novel toy asset for Wall Street to financialize and control,” adds Royal F00l. “Templar restores Bitcoin to its proper place as a permissionless, censorship resistant asset in the context of borrowing and lending.” While Ethereum’s DeFi ecosystem has flourished, Bitcoin lending has remained largely centralized. Templar’s solution aims to change this dynamic by providing a decentralized lending option for Bitcoin holders. The protocol’s roadmap…

Author: BitcoinEthereumNews

2025/09/30

Why Solana (SOL), Ripple (XRP), and Little Pepe (LILPEPE) Are the Top 3 Cryptos to Own as the Bull Run Knocks

As the crypto market gets ready for a possible big surge, Solana (SOL), Ripple (XRP), and Little Pepe (LILPEPE) are out front. Each one brings something different to the table, but Little Pepe really shines with its quick rise and large community. Let’s dive into why these three coins look set to do well, with [...] The post Why Solana (SOL), Ripple (XRP), and Little Pepe (LILPEPE) Are the Top 3 Cryptos to Own as the Bull Run Knocks appeared first on Blockonomi.

Author: Blockonomi

2025/09/30

Starknet Unveils Bitcoin Staking With 100M STRK Incentives for BTCFi Growth

        Highlights:  Starknet unveils bitcoin staking with a 100M STRK incentive program. Wrapped BTC assets can now secure Starknet and earn rewards. Re7 introduces an institutional Bitcoin yield fund on Starknet.  Starknet has unveiled Bitcoin staking on its Ethereum Layer 2 network, another major milestone in BTCFi. The migration enables the holders of the wrapped Bitcoin-based assets, such as WBTC, LBTC, tBTC, and SolvBTC, to stake on Starknet. Users are able to gain rewards and be assured of the security of the network without losing ownership of the assets. This launch is based on the BTCFi roadmap approved in August and the Starknet upgrade of September 15. The team states that this is the first trustless Bitcoin staking solution on any Layer 2. The mechanism does not change the base layer of Bitcoin, which is still proof-of-work. Rather, wrapped versions of BTC are part of the Starknet consensus, which is secured through zk-STARK cryptography.  1/ Bitcoin doesn’t change. But what you can do with it just did. From the June 2024 announcement that Starknet would scale Bitcoin, to the product rollouts of March 2025, the path has been clear. BTCFi on Starknet is where that momentum now leads  pic.twitter.com/dznkDJYsK8 — Starknet (BTCFi arc) (@Starknet) September 30, 2025  Incentives and Institutional Integration A 100 million STRK incentive program is being backed by the Starknet Foundation to launch the network. This program, named BTCFi Season, will spur liquidity, lending, and borrowing of stablecoins on Starknet. The foundation seeks to ensure the network is the cheapest to use with BTC as collateral by rewarding borrowing over Bitcoin. In addition to these incentives, Starknet has entered into a partnership with Re7 Capital. The asset management company, which handles more than $1 billion, will launch an institutional-quality Bitcoin yield fund. This product will be made available to retailers via MidasRWA, a tokenized version of Starknet. The combination of this development is derivatives, structured strategies of DeFi, and direct staking.  1/ Announcing the Re7 BTC Yield Strategy Re7 is launching an institutional-grade strategy to transform #Bitcoin from a static store of value into a productive, yield-bearing asset on @Starknet. It’s time to make your BTC work for you. pic.twitter.com/n2URVsxS4t — Re7 Capital (@Re7Capital) September 30, 2025  Re7 will also promote liquidity on Ekubo, a trading platform of Starknet. Ekubo will facilitate the creation of smoother flows between BTC and ETH and STRK and the stablecoins. By doing so, Starknet is establishing itself as a node that can be used by institutions to deploy Bitcoin in a central manner. Partnerships and Ecosystem Growth Starknet has also incorporated such tools as Xverse wallet, Hyperlane, and bridges developed by Atomiq Labs and Garden Finance to enhance connectivity. The partnerships with LayerZero, BitGo, and Stargate Finance will further increase institutional and retail access to the BTCFi ecosystem. The BTCFi rollout is being supported by contributors like WBTC, Threshold, Lombar,d, and Solv. Such initiatives aim to facilitate the shift of Bitcoin to decentralized finance but retain high standards of security and transparency. Moreover, Starknet staking already has thousands of delegators and validators staking on STRK. The network incorporates the most valuable cryptocurrency into its security setup by introducing BTC. Eli Ben-Sasson, the CEO of StarkWare, stated that this breakthrough fulfils the vision of scaling Bitcoin with zero-knowledge technology. As Ben-Sasson also pointed out, this move brings Bitcoin from a static store of value to an active financial instrument. He said that now Bitcoin can yield and defend the security of another decentralized network. The Starknet team feels that this dual role will enable decentralized systems. Furthermore, it will equip Bitcoin to play its part as a global reserve asset. Following the announcement, STRK has surged 10%, indicating a rise in confidence in the growth of BTCFi.    eToro Platform    Best Crypto Exchange   Over 90 top cryptos to trade Regulated by top-tier entities User-friendly trading app 30+ million users    9.9   Visit eToro eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong.

Author: Coinstats

2025/09/30