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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15143 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Immunefi and Ripple Jointly Launch Attackathon to Secure XRP Ledger Lending Protocol

Immunefi and Ripple Jointly Launch Attackathon to Secure XRP Ledger Lending Protocol

Immunefi, the leading on-chain security platform safeguarding $180 billion in user funds, has announced its strategic integration with Ripple, a globally recognized blockchain-based digital payment firm. Together, they have revealed plans to launch an “Attackathon” in connection with the XRP Ledger public blockchain initiative. The main mission behind this launch is to secure the suggested XRP Lending Protocol. Both platforms are entirely built on Web3, offering a secure and trusted payment method by creating a $200,000 prize pool to future-proof the XRP Lending Protocol across the world. Recently, the most remarkable milestone in XRPL’s institutional decentralized finance (DeFi) roadmap is the launch of its native Lending Protocol, which is expected to be put to a validator vote after this year. To initiate the automated loan lifecycle for developers and financial institutions, from issuance to repayment, by establishing pooled lending and covered credit natively on the XRP Ledger. Simultaneously, connect borrowers to global liquidity and authorize lenders to earn yield on otherwise indolent assets. At the core, this system is designed to make credit markets more transparent, efficient, scalable, and accessible on the XRPL. Immunefi’s Attackathon Model to Bolster XRPL’s Lending Protocol Security Mitchell Amador, CEO and Founder of Immunefi, expressed his thoughts by saying, “We are excited to team up with RippleX to secure the XRPL Lending Protocol through our Attackathon model, which trains and leverages the expertise of the world’s best security researchers.” Furthermore, he said, “This initiative not only strengthens XRPL’s infrastructure but also reinforces Immunefi’s mission to protect the most critical ecosystems in Web3.” In response to Mitchell Amador, Jasmine Cooper, Head of Product at RippleX, said, “XRPL was designed to support secure, real-world financial applications, and that’s especially important as lending is introduced to the network.” He further announced that, “This initiative is about making sure the proposed Lending Protocol is thoroughly tested and resilient before launch, so developers and institutions can build with confidence. Partnering with Immunefi allows us to work with top security researchers to help strengthen this new layer of XRPL’s decentralized finance (DeFi) infrastructure.” Global Researchers Join Immunefi and XRPL to Test Lending Protocol Security A global community of developers and validators kept XRPL a more efficient, low-cost, and reliable blockchain. Its different important features, such as open-source and built-in, made it a valuable and strong foundation to build applications in payments, tokenization, and institutional DeFi with regularly low fees, fast settlement, and trusted performance over 10 years. Immunefi and XRPL have tested the security of the XRPL Lending Protocol by inviting top-tier researchers for worldwide acceptance. Basically, they thought that a negligible mistake could wash off the trust of many users. In addition, the two platforms have already prepared an Attackathon Academy to train security researchers in relevant technology, and they have ended a $200,000 reward pool for vulnerabilities. Immunefi and XRPL Partner through Attackathon to Set New Security Standards in DeFi Attackathon is going to set a new standard for secure DeFi innovation with the alliance of Immunefi, the industry leader of Web3 security, and XRPL, a premier blockchain known for speed and scalability features. Users can estimate the security and capability of Immunefi by ensuring the DeFi projects like: XRPL Lending Protocol by researched over its past achievements. Immunefi has a strong record of protecting $180 billion in user funds by supporting a growing community of over 60,000 security researchers. Additionally, it has prevented over $25 billion in hacks across more than 650 protocols. Furthermore, the organizations will host a live X Spaces AMA that features Immunefi security leads and the XRPL Foundation developers, who will provide real-time insights into the project.

Author: Coinstats

2025/10/13

Limitless Financial Services leads surge in RSU mortgage demand among UK professionals

Limitless Financial Services leads surge in RSU mortgage demand among UK professionals

The post Limitless Financial Services leads surge in RSU mortgage demand among UK professionals appeared on BitcoinEthereumNews.com. London, UK, October 13th, 2025, FinanceWire The specialist mortgage advisers have rebranded as part of efforts to strengthen their focus on helping professionals access the best RSU mortgage lenders and providing expert guidance on how to use RSU income for a mortgage.  Non-standard income lending specialists, limitless Financial Services, has launched a refreshed brand and website, positioning the advisory team as experts for Restricted Stock Units (RSUs) mortgages in the UK.  The move reflects the company’s ongoing commitment to addressing one of the mortgage market’s biggest gaps.  Users can find specialist guidance for securing mortgages using RSU income with Limitless Financial Services. Expert advisers for RSU income mortgages The move comes amid rising demand for RSU mortgages, as more borrowers seek mortgage solutions that fully recognise alternative incomes rather than relying solely on a standard salary.  Limitless Financial Services identified a gap in the mortgage market while assisting clients whose income includes RSUs and who were struggling to secure mortgages reflecting their total earnings. “Our rebrand represents how far we’ve come since launching in 2018 and where we’re heading next,” said Max Hayden, Executive Director of Limitless Financial Services.  “We’ve built a reputation for helping professionals with RSU-based income and those in finance and consultancy roles, access fair mortgage solutions that truly reflect their earnings. Traditional lenders often don’t understand how to assess RSU income properly, and that’s the problem we’ve worked hard to solve.” Understanding RSU income mortgages As RSU compensation becomes more common in the UK, Limitless Financial Services continues to expand its team of expert advisers who specialise in complex income cases.  The firm offers bespoke mortgage advice, designed to help professionals find lenders that accept RSU income and other non-standard compensation. Driven by an expert advisory team and supported by AI-powered back-office systems, Limitless has built…

Author: BitcoinEthereumNews

2025/10/13

Strategy Boosts Bitcoin Holdings to 640,250 BTC After $27.2M Purchase

Strategy Boosts Bitcoin Holdings to 640,250 BTC After $27.2M Purchase

Strategy Inc. has expanded its already-massive Bitcoin treasury, acquiring an additional 220 BTC for $27.2 million at an average price of $123,561 per bitcoin during the week of October 6–12. The company’s total Bitcoin holdings now stand at 640,250 BTC, purchased for an aggregate $47.38 billion at an average price of $74,000 per BTC. The latest accumulation shows Strategy’s continued conviction in Bitcoin as a core treasury reserve asset and follows the company’s ongoing series of equity sales through its At-The-Market (ATM) programs. ATM Programs Fuel Bitcoin Accumulation Strategy funded its most recent Bitcoin purchases using proceeds from its STRF ATM, STRK ATM, and STRD ATM programs. According to the company’s filing, these programs collectively raised around $27.3 million in total notional value during the reporting period. The STRF ATM, tied to Strategy’s 10.00% Series A perpetual strife preferred stock, sold 170,663 STRF shares, generating $19.8 million in net proceeds. Meanwhile, the STRK ATM, associated with its 8.00% Series A perpetual strike preferred stock, brought in $1.7 million from 16,873 shares. The STRD ATM, based on its 10.00% Series A perpetual stride preferred stock, contributed $5.8 million from 68,775 shares. Collectively, these offerings have become key financing vehicles for Strategy’s ongoing Bitcoin accumulation strategy—mirroring the company’s long-standing practice of converting equity proceeds into digital assets. Strategic Expansion Across Equity Classes Beyond its active ATM programs, Strategy maintains substantial capacity for future issuances. As of October 12, the company had $1.7 billion, $4.1 billion, $20.3 billion, and $15.9 billion available for issuance under its various preferred and common stock classes (STRF, STRD, STRK, and MSTR, respectively). This provides a wide financial runway for further expansion of its Bitcoin reserves, signaling that additional purchases could follow as market conditions evolve. Reinforcing Leadership in the Bitcoin Treasury Space With 640,250 BTC now under management, Strategy remains among the world’s largest corporate holders of Bitcoin—alongside peers such as MicroStrategy and publicly listed digital asset firms adopting similar treasury models. The company’s bold move reflects growing institutional confidence in Bitcoin amid tightening monetary policy and increased regulatory clarity across major markets. By blending creative capital-raising strategies with disciplined accumulation, Strategy continues to redefine how corporations integrate Bitcoin into their balance sheets—cementing its reputation as one of the pioneers in the digital-asset treasury landscape

Author: CryptoNews

2025/10/13

Crypto.com Wins Stored Value Facility License from UAE Central Bank

Crypto.com Wins Stored Value Facility License from UAE Central Bank

Foris DAX Middle East FZ-LLC (trading as Crypto.com) became the first VASP in the UAE to secure In-Principle Approval for an SVF license. The post Crypto.com Wins Stored Value Facility License from UAE Central Bank appeared first on Coinspeaker.

Author: Coinspeaker

2025/10/13

This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth

This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth

The post This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth appeared first on Coinpedia Fintech News In a year defined by cautious sentiment and patchy presale performances, one Ethereum-based protocol is emerging as a standout story. Mutuum Finance (MUTM) has not only delivered near 300% token growth since its earliest phase but has also announced the development of its core lending and borrowing protocol, a move that signals it’s building real …

Author: CoinPedia

2025/10/13

As Bitcoin Hits Record Highs, Investors Turn to AgoraLend to Ride the Next Wave of the Crypto Boom

As Bitcoin Hits Record Highs, Investors Turn to AgoraLend to Ride the Next Wave of the Crypto Boom

The post As Bitcoin Hits Record Highs, Investors Turn to AgoraLend to Ride the Next Wave of the Crypto Boom  appeared on BitcoinEthereumNews.com. London, UK — October 10, 2025 – Amid Bitcoin’s record-breaking surge past $126,000 and increasing institutional involvement through ETFs, the decentralized finance (DeFi) sector continues to capture investor attention. AgoraLend, a rapidly growing Ethereum-based lending protocol, is gaining significant traction, positioning itself as a direct competitor to established DeFi lending leaders such as Aave and Compound. A Market in Transition: Why Investors Are Seeking New Opportunities Beyond Bitcoin With Bitcoin’s latest all-time high exceeding $126,000 and its market capitalization surpassing $2 trillion, many investors perceive limited upside for immediate significant returns. While Bitcoin remains a foundational asset for institutional portfolios, retail and smaller institutional investors are actively exploring opportunities in promising DeFi projects, seeking higher growth potential. AgoraLend has emerged as a strong candidate in this shift toward innovative and early-stage DeFi investments. AgoraLend’s Unique Proposition: Opening Lending to Any EVM-Compatible Token While major DeFi lending platforms like Aave and Compound have provided reliable markets for established cryptocurrencies, their governance-driven asset selection process excludes thousands of tokens and their associated liquidity, effectively limiting market participation. AgoraLend is disrupting this model through its permissionless open-asset marketplace, enabling borrowing and lending markets for any Ethereum Virtual Machine (EVM)-compatible asset. By removing curated barriers, AgoraLend allows projects and communities of all sizes—including newer, smaller tokens and innovative DeFi products—to access lending and borrowing capabilities. Matthew Smith, Head of Growth at AgoraLend, stated: “AgoraLend solves the core challenge of liquidity lockup in DeFi. While Aave and Compound serve blue-chip tokens exceptionally well, AgoraLend brings institutional-grade risk management and open-market flexibility to thousands of underserved ERC-20 tokens.” Institutional-Grade Risk Controls and Market Stability AgoraLend implements strict institutional-grade safety measures that ensure robust risk management and security. This careful approach enables AgoraLend to offer greater accessibility and security, thus appealing to mainstream institutional investors and individual…

Author: BitcoinEthereumNews

2025/10/13

Why Whales Are Selling Their Ripple (XRP) Fast & the Best Cryptocurrency Worth Buying Next

Why Whales Are Selling Their Ripple (XRP) Fast & the Best Cryptocurrency Worth Buying Next

Whales exiting Ripple (XRP) have piqued investors’ interest, a sign that not even mature altcoins are safe from market changes. Though XRP has been rewarded for years for having a quick settlement network and robust adoption, astute traders are already searching for the next gem that has real-world utility and high growth potential.  Enter Mutuum […]

Author: Cryptopolitan

2025/10/13

Ripple To Accelerate Institutional Adoption With New Deals, Here’s Why Banks Are Betting Big On XRP And Paydax (PDP)

Ripple To Accelerate Institutional Adoption With New Deals, Here’s Why Banks Are Betting Big On XRP And Paydax (PDP)

Discover why banks are betting on XRP and Paydax (PDP), as Ripple bags new partnerships.

Author: Cryptodaily

2025/10/13

Can Ripple (XRP) Rally to $4? Analysts Say Mutuum Finance (MUTM) May Deliver Bigger Token Appreciation

Can Ripple (XRP) Rally to $4? Analysts Say Mutuum Finance (MUTM) May Deliver Bigger Token Appreciation

Crypto investors are always hunting for the next big opportunity.

Author: Cryptodaily

2025/10/13

Solana’s (SOL) $168 Drop Sends Crypto Sentiment into Fear Zone As New Crypto Coin Keeps Rising

Solana’s (SOL) $168 Drop Sends Crypto Sentiment into Fear Zone As New Crypto Coin Keeps Rising

Furthermore, this correction is in line with a general crypto crash, where the total market cap is down 1-2% to […] The post Solana’s (SOL) $168 Drop Sends Crypto Sentiment into Fear Zone As New Crypto Coin Keeps Rising appeared first on Coindoo.

Author: Coindoo

2025/10/13

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