Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15359 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Betway’s Drama, Chumba’s Dilemma, and Spartans’ 25% Reload Bonus Redefine ROI in 2025

Betway’s Drama, Chumba’s Dilemma, and Spartans’ 25% Reload Bonus Redefine ROI in 2025

Betway’s late-goal volatility, Chumba Casino’s legal challenges, and Spartans’ 25% daily sports reload bonus reveal where real profits will be made in 2025.

Author: Blockchainreporter
As Dogecoin And Shiba Inu Strive For Utility In 2025, Here’s Why BlockchainFX Could Be The 100x Presale For Anyone Chasing ROI

As Dogecoin And Shiba Inu Strive For Utility In 2025, Here’s Why BlockchainFX Could Be The 100x Presale For Anyone Chasing ROI

Investors are now seeking projects with clearer fundamentals and stronger real-world value. That’s where BlockchainFX (BFX) enters the picture, offering […] The post As Dogecoin And Shiba Inu Strive For Utility In 2025, Here’s Why BlockchainFX Could Be The 100x Presale For Anyone Chasing ROI appeared first on Coindoo.

Author: Coindoo
Arkade Launches As Bitcoin’s First Major Layer-2 In A Decade

Arkade Launches As Bitcoin’s First Major Layer-2 In A Decade

The post Arkade Launches As Bitcoin’s First Major Layer-2 In A Decade appeared on BitcoinEthereumNews.com. Bitcoin may be the world’s most secure digital asset, but for years its base layer has limited the kinds of financial applications developers could build on it.  That changes with the launch of Arkade, the first significant Bitcoin layer-2 solution since the Lightning Network nearly a decade ago. Developed by Ark Labs, the protocol enters public beta with a bold mission: to turn Bitcoin into a programmable financial platform without compromising the security that has made it “digital gold,” according to a note shared with Bitcoin Magazine.  Arkade builds on the Ark protocol, first introduced two years ago, which promised a new way to scale Bitcoin while unlocking new applications.  The launch also introduces Arkade Assets, a native multi-asset framework designed to bring stablecoins and other tokens to Bitcoin’s execution layer, including planned support for Tether (USDT). For an ecosystem long dominated by Ethereum and other chains when it comes to decentralized finance, this is a notable step toward putting advanced financial tools back on Bitcoin. “The Bitcoin L2 landscape has been full of promises but light on shipping,” said Marco Argentieri, CEO of Ark Labs. “Today’s release marks the beginning of Bitcoin’s evolution as programmable money.” Technical and cultural Bitcoin norms The challenge Ark Labs is addressing is both technical and cultural. Bitcoin’s base layer is intentionally conservative, prioritizing security and censorship resistance over complex programmability.  While Lightning offered off-chain payments, other financial applications — lending, trading, or structured derivatives — required workarounds such as wrapped tokens or custodial platforms.  Arkade attempts to take a different approach: instead of altering Bitcoin’s consensus rules or creating separate chains, it virtualizes Bitcoin’s UTXO-based transaction system, preserving its security while enabling new capabilities. Developers can now build sophisticated financial applications directly on Bitcoin: lending protocols, trading platforms, smart wallets, and yield products…

Author: BitcoinEthereumNews
U.S. banks stuck on collateral talks as $20 billion Argentina loan nears finalization

U.S. banks stuck on collateral talks as $20 billion Argentina loan nears finalization

U.S. banks, including JPMorgan, Goldman Sachs, and Citigroup, seek collateral before finalizing a $20 billion loan to Argentina.

Author: Cryptopolitan
Maple and Aave bring institutional credit to DeFi lending

Maple and Aave bring institutional credit to DeFi lending

Aave is onboarding structured-yield tokens backed by real-world assets onto its lending protocol by teaming up with Maple. As institutional appetite for DeFi grows, major players are making moves. On Tuesday, October 21, on-chain asset manager Maple and decentralized lending…

Author: Crypto.news
Maple and Aave Team Up to Bring Institutional Assets to DeFi Lending Markets

Maple and Aave Team Up to Bring Institutional Assets to DeFi Lending Markets

The post Maple and Aave Team Up to Bring Institutional Assets to DeFi Lending Markets appeared on BitcoinEthereumNews.com. Maple’s institutional-grade assets will be integrated into Aave’s $40 billion lending protocol. Maple Finance, an on-chain asset manager overseeing more than $3.1 billion, and Aave, the largest decentralized finance (DeFi) lending protocol, announced on Tuesday a strategic partnership to bring institutional-grade assets into Aave’s lending markets. Initial integrations will include syrupUSDT on Aave’s Plasma instance, followed by syrupUSDC on the core market, with additional Maple assets to be added over time, according to a press release viewed by The Defiant. Aave is currently the largest DeFi protocol with a total value locked (TVL) of over $40 billion. The collaboration aims to stabilize borrow demand, improve capital efficiency, and strengthen liquidity within Aave’s variable lending model, according to a press release viewed by The Defiant. “This collaboration between Maple and Aave marks a meaningful evolution in how institutional capital interacts with decentralized markets,” Sid Powell, CEO and co-founder of Maple Finance, told The Defiant. “By introducing curated institutional yield into Aave’s liquidity pools, we’re creating new ways for capital to move efficiently and transparently on-chain.” Powell added that the move also reflects the growing maturity of DeFi, as established protocols work in tandem to “build infrastructure that can support real institutional participation.” The broader DeFi market has recorded massive growth from this time last year, with TVL increasing by 76% to $160 billion today. Tuesday’s announcement follows a series of moves by Maple to expand its DeFi footprint. On Monday, Maple’s syrupUSDC token was listed on Fluid, a decentralized liquidity platform. The asset can now be used as collateral across multiple stablecoin pairs, including USDC, USDT, and GHO, with up to 90% loan-to-value (LTV) and a 1% USDC reward incentive, according to an X post by Fluid. In June, Maple announced a separate partnership with Lido Finance to provide stablecoin credit…

Author: BitcoinEthereumNews
XDC Network Launches $10 Million Surge Program to Deepen DeFi Liquidity

XDC Network Launches $10 Million Surge Program to Deepen DeFi Liquidity

The XDC Network announced the launch of XDC Surge, a $10 million strategic incentive program designed to rapidly grow decentralized finance (DeFi) activity and deepen liquidity across the ecosystem.

Author: Cryptodaily
Ark Labs launches Arkade public beta as Bitcoin native Layer 2 protocol

Ark Labs launches Arkade public beta as Bitcoin native Layer 2 protocol

TLDR Arkade enables instant Bitcoin transactions using offchain Virtual Transaction Outputs or VTXOs. Arkade runs natively on Bitcoin without changing consensus or using wrapped assets. Arkade Assets introduces stablecoin support with USDT integration planned. Arkade interoperates with Lightning Network to support broader financial use cases. Ark Labs has announced the public beta release of Arkade, [...] The post Ark Labs launches Arkade public beta as Bitcoin native Layer 2 protocol appeared first on CoinCentral.

Author: Coincentral
Ethereum Price Slips But These Developments Hint at a Robust ETH Recovery

Ethereum Price Slips But These Developments Hint at a Robust ETH Recovery

The post Ethereum Price Slips But These Developments Hint at a Robust ETH Recovery appeared on BitcoinEthereumNews.com. Key Insights: Ethereum price fell 4.73% in 24 hours and 4.22% over the past week. ETH funds recorded about $205M weekly inflows; AUM stood near $34.5B. Ethereum DeFi held roughly $86B TVL; stablecoin supply was about $163B. On October 21, 2025, the Ethereum price was around $3,884 at the time of writing. The token dropped 4.73% in the last 24 hours and 4.22% over the past week, extending its one-month decline to about 13.37%. However, despite the dip, the large holders remained confident, and fund inflows rose as Ethereum’s DeFi base stayed active. Ethereum Price Dips, Can it Recover? The market treated the $4,000 mark as a short-term ceiling in recent sessions of Ethereum price. ETH price attempts failed several times at that level. Traders said the zone near $3,900 acted as a weak support. The broader structure reflected a market in consolidation after several weeks of decline. Market structure often changed when resistance turned into support. That shift usually signaled improving demand, though recent weakness showed uncertainty around the current zone. Whales, or large holders, added exposure during this consolidation of Ethereum. Their activity is often clustered at major levels. Funds and on-chain data pointed to the same picture. The accumulation trend supported the broader backdrop for ETH. Additional context helped explain why these levels mattered. Support described a price area where buyers outnumbered sellers. Resistance is the opposite condition. Prior resistance often became new support after a breakout. That flip suggested that fresh buyers stepped in near the old ceiling. It also suggested that earlier sellers had reduced pressure. ETH Price Finds Support Near $3,900 BitMine said it purchased more than 200,000 ETH last week. The firm disclosed the buys early Monday, citing execution across several wallets. On-chain watchers linked three new addresses to BitMine. Those addresses received…

Author: BitcoinEthereumNews
Ripple CTO David Schwartz Joins Another Company In New Leadership Role

Ripple CTO David Schwartz Joins Another Company In New Leadership Role

Ripple’s longtime chief technologist David “JoelKatz” Schwartz has unveiled his first post-Ripple move, saying he will serve as a strategic advisor to Evernorth, an XRP-focused vehicle led by former Ripple executive Asheesh Birla. “XRP community – I promised I’d have an update on my next adventure soon right? Well here’s the start: I’ll be a […]

Author: Bitcoinist