# Fiat/P2P

We're pleased to announce that you can enjoy instant and secure crypto purchases with Apple Pay and Google Pay, completely fee-free. This limited offer starts today, giving you more value on every transaction.How to participate1. Visit the Quick Buy page2. Select your preferred cryptocurrency and payment currency.3. Choose Apple Pay or Google Pay as your payment method.4. Enjoy instant 0 fee Don't miss this chance to buy crypto the easy way. It's fast, secure, and 100% fee-free with Apple Pay and Google Pay!Terms and conditions:• Both new and existing users are eligible to participate in this event, with no registration required.• Only participants who have completed KYC verification are eligible for this event.• Eligible deposit methods include Apple Pay and Google Pay. Other third-party payments are excluded. • All participating users must strictly abide by the MEXC Terms of Service. MEXC reserves the right to disqualify any participants who engage in dishonest or abusive activities during the event, including bulk-account registrations to farm additional bonuses and any other activities in connection with unlawful, fraudulent, or harmful purposes. Suspected accounts will be investigated. If violations are confirmed, the account will be restricted and all rewards forfeited.• MEXC reserves the right to modify the terms of this event without prior notice.• MEXC reserves the right of final interpretation for this event. If you have any questions, please contact the Customer Service team.• In the event of any inconsistency or discrepancy between the translated version and the original English version, the English version shall prevail.

 Deposit fiat this October to win iPhone 17 Pro & more!Deposit fiat this October and and join the Lucky Spin, where every spin wins a prize! Win USDT airdrops, ASTER tokens, and the grand prize iPhone 17 Pro! Event Period:Oct 9, 2025 06:00, (UTC) – Oct 31, 2025, 23:59 (UTC)  How to Participate1. Register for the event.2. Complete the designated fiat deposit task during the event period.3. Spin the lucky wheel! Each eligible deposit earns you a spin, and every spin guarantees a prize. Rewards- Grand Prize: iPhone 17 Pro- Other Prizes: USDT Airdrop, Aster Token- Extra Perks: Enjoy 0 fees on Credit/Debit Card, Apple Pay, and Google Pay payment Don't miss this chance to deposit, spin, and win big. Start your lucky spin today! Terms & Conditions• Users must complete KYC verification in order to qualify for this event. • The event is available exclusively to users from the European Union (EU) and the United Kingdom. • Users must click the Register Now button on this page to be eligible for the event.• Eligible deposit methods for this event include fiat deposits, credit/debit card payments, bank transfers, Apple Pay, Google Pay. P2P, Internal transfers and third-party payments are not eligible.• Spin chances may experience a slight delay in being credited to eligible participants after meeting the requirements. Unused spins will be forfeited once the event ends. Please use everything on time.• Rewards are distributed on a first-come, first-served basis within 3 business days after the spin.• The iPhone 17 Pro reward will be issued as a USDT airdrop of equivalent value to users’ Spot wallets. For calculation purposes, the reward value is fixed at 1,099 USDT per iPhone 17 Pro.• All participating users must strictly abide by the MEXC Terms of Service. MEXC reserves the right to disqualify any participants who engage in dishonest or abusive activities during the event, including bulk-account registrations to farm additional bonuses and any other activities in connection with unlawful, fraudulent or harmful purposes.• MEXC reserves the right to modify the terms of this event without prior notice. • MEXC reserves the right of final interpretation for this event. If you have any questions, please contact the Customer Service team.• In the event of any inconsistency or discrepancy between the English version of these terms and conditions and any translation, the English version shall prevail.

 This October, celebrate fee-free trading with PIX! Enjoy instant BRL deposits credited directly to your account. No charges, no delays, just faster access to every market move. Event PeriodOct 1, 2025, 12:00 (UTC) – Oct 31, 2025 23:59, (UTC) How to Participate1. Visit the Fiat Deposit page2. Deposit BRL via PIX3. Enjoy instant 0 fee deposits PIX Benefits:- Instant Settlement: Enjoy 24/7 real-time deposits with immediate fund availability.- Mass Adoption: The leading payment method in Brazil, trusted by millions.- Secure & Regulated: Developed and overseen by the Central Bank of Brazil for maximum reliability.- Best User Experience: Lower entry barriers, faster deposits, and enhanced user confidence. User Benefits- Keep more of your money, and save on deposit costs with zero fees- Funds credited right away so you never miss a market move- A seamless experience designed for both new and seasoned traders Don't miss this opportunity to experience PIX with 0 fees throughout October! Terms and conditions:• Both new and existing users are eligible to participate in this event, with no registration required.• Only participants who have completed KYC verification are eligible for this event.• All participating users must strictly abide by the MEXC Terms of Service. MEXC reserves the right to disqualify any participants who engage in dishonest or abusive activities during the event, including bulk-account registrations to farm additional bonuses and any other activities in connection with unlawful, fraudulent, or harmful purposes. Suspected accounts will be investigated. If violations are confirmed, the account will be restricted and all rewards forfeited.• MEXC reserves the right to modify the terms of this event without prior notice.• MEXC reserves the right of final interpretation for this event. If you have any questions, please contact the Customer Service team.• In the event of any inconsistency or discrepancy between the translated version and the original English version, the English version shall prevail.

What is a P2P order receipt?A P2P order receipt is an official summary of a completed trade. It serves as verifiable proof of the transaction and includes key details such as:Buyer and seller namesOrder ID and timestampsCrypto asset, amount, and pricePayment method usedOrder status (e.g. Completed)This document can be downloaded in PNG format and is often used to resolve disputes, verify transfers, or maintain personal trading records.Having access to this document is especially useful for tracking your trading activity, resolving disputes, verifying payments, or providing evidence in case of counterparty issues. For merchants and frequent traders, it's also a helpful record-keeping tool for accounting or reporting purposes. When can I download a receipt

As part of our continuous efforts to enhance MEXC’s P2P trading platform and expand support for more fiat currencies, we are pleased to announce that Ghana Cedi (GHS) are now available for cryptocurrency transactions. Users can now seamlessly buy and sell digital assets using these supported currencies. Users can now trade BTC, USDT, ETH, and USDC with these newly supported currencies on MEXC, enjoying zero fees for a seamless trading experience.Kickstart your P2P trading journey We're inviting new merchants to join MEXC's P2P platform and post ads for buying and selling cryptocurrency. As a P2P merchant, you'll enjoy zero transaction fees, dedicated customer support, a special merchant badge, and access to exclusive events with added benefits.Apply now to become a P2P merchant! What is P2P trading?MEXC P2P is a platform that allows users to trade cryptocurrency directly with other users. You can buy and sell cryptocurrency on MEXC P2P as a seller or a buyer. Learn More 

MEXC is pleased to announce that you can now purchase crypto easily with Apple Pay and Google Pay. Make your crypto purchasing experience easier today. Why Buy Crypto with Apple Pay & Google Pay on MEXC?• Global Reach: Instantly purchase 30+ cryptocurrencies with 50+ supported fiat currencies.• Trusted Security: Transactions are backed by Apple Pay and Google Pay’s market-leading encryption and authentication systems. • Seamless Experience: Complete your purchase in seconds with just a few taps—no extra logins, no extra hassle. • Everyday Simplicity: Use the same wallets you rely on daily, now for your crypto journey. How to It Works:1. Go to the Quick Buy page.2. Choose your preferred crypto and fiat currency.3. Select Apple Pay or Google Pay at checkout.4. Complete your purchase instantly — funds will be delivered securely to your MEXC account. With the integration of Apple Pay and Google Pay, MEXC continues to enhance accessibility and convenience for global users. This update reflects our commitment to delivering a smooth, secure, and user-friendly crypto trading experience, empowering more people to enter the digital asset market with ease.

MEXC T+N Withdrawal Policy FAQWhat is the T+N Withdrawal Policy?The T+N withdrawal policy requires that cryptocurrencies purchased via fiat channels must be held for N hours before they can be withdrawn or transferred. This policy is designed to freeze suspicious funds during the risk control review period, helping prevent money laundering and fraud.T+N is a liquidity restriction policy applied to assets obtained through fiat channels. It covers the following restricted operations: Withdrawals, internal transfers, fiat/P2P selling, fiat withdrawals, Gift sending Until the N-day countdown (e.g., T+N = 24/72 hours) is completed, all of the above operations remain frozen.Why is a T+N withdrawal waiting period required

To enhance the trading experience for P2P users, MEXC has launched an ad-posting feature for all users. All eligible users can post their own trade ads without applying to become merchants. This update enhances accessibility and flexibility in the P2P trading experience.To start posting ads, users must satisfy the following requirements:Complete Advanced KYC Verification.Link your email address to your MEXC account.Link your mobile number to your MEXC account.Meet the trading requirements based on the table below.MarketSell AdsBuy AdsNoteAccount AgeAccount AgeNo. of Completed Orders*Net P2P Trading VolumeNo. of Unique CounterpartiesCompletion RateMax Amount per AdCISRUB24 hours90 days12100012> 85%$3,000AMD24 hours3 days53005> 85%$3,000KZT24 hours3 days55005> 85%$3,000TJS24 hours3 days53005> 85%$3,000KGS24 hours3 days53005> 85%$3,000AZN24 hours3 days53005> 85%$3,000BYN24 hours3 days53005> 85%$3,000UZS24 hours3 days53005> 85%$3,000GEL24 hours3 days53005> 85%$3,000UAH24 hours7 days1050010> 85%$3,000VietnamVND24 hours15 days15150015> 85%$3,000SEAPHP24 hours7 days1050010> 85%$3,000MYR24 hours3 days55005> 85%$3,000IDR24 hours7 days10100010> 85%$1,500MENAAED24 hours3 days55005> 85%$3,000SAR24 hours3 days55005> 85%$3,000EGP24 hours3 days55005> 85%$3,000JOD24 hours3 days55005> 85%$3,000MAD24 hours3 days55005> 85%$3,000SYP24 hours3 days5--5> 85%$3,000IQD24 hours3 days5--5> 85%$3,000TRY24 hours3 days53005> 85%$3,000LATAMARS24 hours24 hours------> 85%$3,000BRL24 hours24 hours------> 85%$3,000MXN24 hours24 hours------> 85%$3,000COP24 hours24 hours------> 85%$3,000VES24 hours24 hours------> 85%$3,000BOB24 hours24 hours------> 85%$3,000AfricaNGN24 hours7 days15150015> 85%$1,000KES24 hours3 days55005> 85%$3,000ZAR24 hours3 days55005> 85%$3,000ETB24 hours3 days55005> 85%$3,000GHS24 hours24 hours5--5> 85%$3,000XOF24 hours24 hours5--5> 85%$3,000EU zoneEUR24 hours3 days55005> 85%$3,000GBP24 hours3 days55005> 85%$3,000PLN24 hours3 days55005> 85%$3,000RON24 hours3 days5--5> 85%$3,000MDL24 hours3 days5--5> 85%$3,000OTHERLKR24 hours3 days5--5> 85%$3,000NPR24 hours3 days5--5> 85%$3,000INR24 hours15 days15150015> 85%$1,000USD24 hours3 days55005> 85%$3,000BDT24 hours3 days55005> 85%$3,000PKR24 hours15 days20150020> 85%$1,500*Net trading volume is calculated as total purchases minus total sales over a specific period.Learn how to post ads on MEXC P2P hereAd Posting Limits by Merchant Level:The number of ads a user can post is determined by the user's verification status, country or region, and merchant level.Merchant LevelBuy Ads LimitSell Ads LimitStandard Account2 per Fiat/Crypto pair2 per Fiat/Crypto pairVerified Merchant3 per Fiat/Crypto pair3 per Fiat/Crypto pairPrime Merchant4 per Fiat/Crypto pair4 per Fiat/Crypto pairLegacy Merchant4 per Fiat/Crypto pair4 per Fiat/Crypto pairBIZ Merchant4 per Fiat/Crypto pair4 per Fiat/Crypto pairExample: A Prime Merchant trading USDT/PHP and USDT/NGN can post up to 4 Buy ads and 4 Sell ads for each pair, allowing a maximum of 16 active ads in total.Want to unlock higher ad limits and access advanced tools?Apply to become a Verified Merchant here

 To enhance user security, MEXC has introduced a T+N withdrawal policy for tokens purchased via the platform's payment channels. Under this policy, tokens will become eligible for withdrawal 24 to 72 hours after the purchase transaction is successfully completed. This policy currently applies to users in the following jurisdictions:Belgium, Brazil, Czech Republic, Denmark, Estonia, France, Germany, Hungary, India, Ireland, Italy, Jordan, Latvia, Netherlands, Norway, Poland, Romania, Saudi Arabia, Slovakia, Spain, Switzerland, United Arab Emirates, and the United Kingdom. MEXC may update the list of affected regions at any time at its sole discretion. If you have any questions, please contact MEXC Customer Service. Thank you for your continued support.

To enhance user protection and support the integrity of the P2P market, MEXC has implemented T+1 and T+2 withdrawal rules for users from specific countries. These restrictions help mitigate risks associated with fraud, chargebacks, and fund abuse by introducing a temporary holding period for crypto assets purchased via P2P. What are T+1 and T+2 Rules?T+1: Crypto assets acquired via P2P remain non-withdrawable and cannot be used for P2P selling for 24 hours from the time of purchase.T+2: Crypto assets remain non-withdrawable and restricted from P2P selling for 48–72 hours, depending on risk tier and local compliance requirements.This restriction applies only to the crypto acquired through P2P during the escrow period. Users can continue to trade freely on other products (Spot, Futures, etc.) during this time. Benefits of T+1/T+2 Withdrawal RestrictionsThe T+N logic is designed to:Protect users by preventing the withdrawal of crypto purchased with potentially fraudulent fiat transfers.Reduce platform abuse, including chargebacks and fake bank receipts.Mitigate risk of bank account freezes due to suspicious fund movements.Support AML compliance, particularly in high-risk jurisdictions.Preserve liquidity and trust in MEXC's P2P system.By holding assets temporarily, MEXC ensures all parties in a trade are better protected, while regulatory requirements are properly followed. Who Is Affected