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PANews reported on December 16th that, according to CoinDesk, payment company PayPal (stock code: PYPL) announced on Monday that it has applied for an industrialPANews reported on December 16th that, according to CoinDesk, payment company PayPal (stock code: PYPL) announced on Monday that it has applied for an industrial

PayPal has applied for a license to operate an industrial bank in Utah to create a lending institution, PayPal Bank.

Yazar: PANewsKaynak: PANews
2025/12/16 08:06
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PANews reported on December 16th that, according to CoinDesk, payment company PayPal (stock code: PYPL) announced on Monday that it has applied for an industrial banking license in Utah, aiming to create a lending institution called "PayPal Bank." The company operates the PYUSD stablecoin through a partnership with Paxos. In a press release, it stated plans to provide "business loan solutions" for small businesses, open interest-bearing savings accounts for other customers, and also intends to partner with credit card networks. Furthermore, PayPal has applied for deposit insurance coverage from the Federal Deposit Insurance Corporation.

Although PayPal's statement on Monday did not mention its own cryptocurrency business, the company has recently increased its investment in the area. Earlier this year, it added wallet-to-wallet cryptocurrency transfer functionality, allowing users to create personalized links to send or request funds in cryptocurrency. In addition, PayPal launched the "Pay with Crypto" feature for its merchant services, acting as an intermediary to enable merchants to accept cryptocurrency as a payment method.

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