The post Ethereum Proposes ERC-8092 to Boost Privacy and Accelerate Web3 Adoption appeared on BitcoinEthereumNews.com. The Ethereum community is exploring a newThe post Ethereum Proposes ERC-8092 to Boost Privacy and Accelerate Web3 Adoption appeared on BitcoinEthereumNews.com. The Ethereum community is exploring a new

Ethereum Proposes ERC-8092 to Boost Privacy and Accelerate Web3 Adoption

2025/12/14 02:00
  • The Ethereum community is exploring a new messaging standard linking chains and protocols. 
  • The ERC-8092 will enhance self-sovereignty identity systems.
  • Once adopted, the new proposal will catalyze the mainstream adoption of crypto at scale.

The Ethereum (ETH) community is seeking to enhance privacy at the individual level with a new proposal dubbed ERC-8092. The new proposed Ethereum Request for Comments (ERC) will cultivate standardized methods for establishing a verifiable association between different blockchain accounts.

Ethereum Targets Faster Web3 and Digital Asset Adoption

The proposed ERC-8092 will enhance the mainstream adoption of web3 and digital assets, with the Ethereum network at the core. Once adopted, the ERC-20 will solve several real-world problems at scale since it involves both retail and institutional blockchain users.

Among the issues that the potential implementation of the ERC-8092 will solve are:

  • Sub-account relationships: the ERC-8092 will connect multiple addresses under a primary identity, thus accelerating individual privacy and sovereignty.
  • Delegation schemes: It will help authorize specific accounts to act on behalf of another blockchain account. This feature is crucial for institutional investors or individuals seeking to scale secure operations. 
  • Reputation aggregation: It will consolidate activity and credentials across addresses. Moreover, the fundamental purpose of ERC-8092 is to provide a standardized, trustless way for users to verify and communicate across multiple blockchain addresses.
  • Cross-chain identity: It will enable communication between accounts on different blockchain networks in a privacy-centric way.

The top leaders of the ERC-8092 proposal argue that data involved in this type of messaging can be stored both onchain for transparency or off-chain for scalability. As such, web3 users will now have the choice to either keep their transaction details open or protected.

Interoperability at scale

The proposal, published on December 2, 2025, will catalyze the mainstream adoption of web3 and digital assets through interoperable data representation. Moreover, ERC-8092 is intended to leverage the ERC-7930 address representation to enable associations between accounts on different chains that use different cryptographic architectures.

Why Now?

The crypto and blockchain industry has faced a short-term headwind, with mainstream global adoption stalled due to privacy issues. The Ethereum community is keen to fast-track the adoption of web3 and digital assets among billions of global users by enhancing fundamental sovereignty.

Institutional investors seeking to tokenize trillions of dollars in real-world assets have sought privacy enhancement at the address level and at scale. However, the Ethereum community now has a chance to catalyze cross-chain sovereignty if the ERC-8092 is adopted.

Related: Vitalik Advocates for Individual Private ETH Accounts Via ZK-Proofs

Disclaimer: The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.

Source: https://coinedition.com/ethereum-proposes-erc-8092-to-boost-privacy-and-accelerate-web3-adoption/

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The post MoneyGram launches stablecoin-powered app in Colombia appeared on BitcoinEthereumNews.com. MoneyGram has launched a new mobile application in Colombia that uses USD-pegged stablecoins to modernize cross-border remittances. According to an announcement on Wednesday, the app allows customers to receive money instantly into a US dollar balance backed by Circle’s USDC stablecoin, which can be stored, spent, or cashed out through MoneyGram’s global retail network. The rollout is designed to address the volatility of local currencies, particularly the Colombian peso. Built on the Stellar blockchain and supported by wallet infrastructure provider Crossmint, the app marks MoneyGram’s most significant move yet to integrate stablecoins into consumer-facing services. Colombia was selected as the first market due to its heavy reliance on inbound remittances—families in the country receive more than 22 times the amount they send abroad, according to Statista. The announcement said future expansions will target other remittance-heavy markets. MoneyGram, which has nearly 500,000 retail locations globally, has experimented with blockchain rails since partnering with the Stellar Development Foundation in 2021. It has since built cash on and off ramps for stablecoins, developed APIs for crypto integration, and incorporated stablecoins into its internal settlement processes. “This launch is the first step toward a world where every person, everywhere, has access to dollar stablecoins,” CEO Anthony Soohoo stated. The company emphasized compliance, citing decades of regulatory experience, though stablecoin oversight remains fluid. The US Congress passed the GENIUS Act earlier this year, establishing a framework for stablecoin regulation, which MoneyGram has pointed to as providing clearer guardrails. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/moneygram-stablecoin-app-colombia
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