MEXC Card Merchant Categories Not Eligible for Cashback
The MEXC Card rewards eligible purchases with cashback. However, certain merchant categories, identified by Merchant Category Codes (MCCs), are not eligible for cashback rewards.
This article lists the merchant categories currently excluded from cashback. Cashback eligibility is determined by the merchant's assigned MCC, which is set by the payment network and the merchant's acquiring bank.
MEXC continuously monitors transaction activity and reserves the right to exclude additional MCCs or individual transactions from cashback eligibility in cases of suspected abuse or irregular activity. This list may be updated periodically and may not always reflect the latest restrictions.
1. Financial Services
MCC | Merchant Category |
6012 | Financial institutions – merchandise, services, and debt repayment (including cryptocurrency, wallet funding, and loan payments) |
6211 | Securities brokers/dealers (brokerage services, investment trading, and stock purchases) |
6611 | Overdraft and interest charges by financial institutions |
6760 | Savings bonds, securities, and other financial instruments |
2. Cash and Cash Equivalents
MCC | Merchant Category |
6010 | Manual cash disbursements (bank branches and cash advances) |
6011 | Automated cash disbursements (ATMs and cash advances) |
6050 | Quasi-cash – financial institutions (traveler's checks and money orders) |
6051 | Quasi-cash – merchants (cryptocurrency exchanges, online wallets, betting, and gaming) |
3. Money Transfers and Payment Services
MCC | Merchant Category |
4829 | Money transfer – wire transfers, money orders, remittance services |
6529 | Remote stored value load – financial institutions (prepaid card reloads) |
6530 | Payment transaction – member financial institutions (fund transfers and bill payments) |
6531 | Payment service provider – money transfer (payment facilitators and marketplace platforms aggregating sub-merchant transactions, e.g., PSP-processed remittances) |
6532 | Payment transaction – member financial institution (fund transfers processed through bank-affiliated payment service providers and card-to-card transfers) |
6533 | Payment transaction – merchant (merchant-initiated fund transfers processed through payment service providers, e.g., account or card value loads) |
6534 | Money transfer – member financial institution (bank-to-bank and account-to-account transfers routed through a member financial institution) |
6535 | Value purchase – money send (person-to-person and business transfers) |
6536 | MoneySend funding (transfer funding) |
6537 | MoneySend cash disbursement (fund receipt) |
6538 | MoneySend – member financial institution (funding and disbursement) |
6539 | Funding transfers – peer-to-peer or account transfers (general use) |
6540 | Non-financial institutions – stored value card purchase/load (gift cards and reloads) |
4. Gambling and Betting
MCC | Merchant Category |
7800 | Government-owned lotteries |
7801 | Internet gambling (legal online gambling) |
7802 | Government-licensed casinos (land-based or regulated gaming) |
7995 | Betting, lottery, and gaming (non-government gambling) |
5. Government Payments
MCC | Merchant Category |
9211 | Court costs, including alimony and child support (legal judgments and family court payments) |
9222 | Fines (traffic tickets, penalties, and other government-imposed fines) |
9223 | Bail and bond payments (court bail bonds and related legal payments) |
9311 | Tax payments (federal, state, local, and customs payments) |
9399 | Government services – not elsewhere classified (miscellaneous government agency payments) |
9402 | Postal services – government only (national postal agencies) |
6. Donations and Charitable Organizations
MCC | Merchant Category |
8398 | Charitable and social service organizations (donations) |
7. Direct Sales
MCC | Merchant Category |
5963 | Door-to-door/direct sales (home shopping and personal sales representatives) |