The post Best Cryptos to Buy Now for Real-World Visa Spending: Digitap’s ($TAP) Non-KYC Option Already Up 263% appeared first on Coinpedia Fintech News After lastThe post Best Cryptos to Buy Now for Real-World Visa Spending: Digitap’s ($TAP) Non-KYC Option Already Up 263% appeared first on Coinpedia Fintech News After last

Best Cryptos to Buy Now for Real-World Visa Spending: Digitap’s ($TAP) Non-KYC Option Already Up 263%

2026/01/29 21:36
5 min read
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The post Best Cryptos to Buy Now for Real-World Visa Spending: Digitap’s ($TAP) Non-KYC Option Already Up 263% appeared first on Coinpedia Fintech News

After last year’s October crash, more and more investors are convinced that coins that provide real-world utility are better long-term investments. It seems that the winds are shifting towards tokens that can effectively combine fiat and crypto.

Crypto Visa cards have been around for a while. However, they finally seem to be hitting the mainstream. As crypto markets become less volatile, an ever-increasing number of crypto enthusiasts are willing to spend crypto rather than fiat.

With that in mind, here are three of the best cryptos to buy for real-world Visa spending:

  1. Digitap ($TAP): Offers virtual and physical Visa cards that are backed by Digitap’s banking ecosystem.
  2. Cypher ($CYPR): A crypto Visa card that places a heavy emphasis on rewards.
  3. BitGet Token ($BGB): A virtual card provider backed by one of the world’s largest crypto exchanges.

Digitap’s Visa card offers the best all-round package backed by its banking utility

Digitap is an omnibank that targets both the fiat and crypto markets. Its multi-rail architecture allows for instant crypto-to-fiat conversions at the time of transaction.

Digitap is a strong contender for the best crypto to buy for real-world Visa spending because it can be a one-stop shop for all a user’s financial needs. Users of Digitap not only have access to unlimited Visa cards, but also an offshore bank account and a multi-chain wallet. With Digitap, the card is used to spend, but the platform can be used to save and invest.

Users have the option of generating unlimited virtual cards. They can also apply for a physical card in both plastic and metal. The card can be linked to both the crypto wallet and the fiat bank account. In the case of the crypto wallet, conversion fees are shown in the app at the time of transaction, and the user can choose to accept or deny the transaction.

Other than this, Digitap offers all the standard features that come with a Visa card. Users can set spending limits, freeze and unfreeze cards instantly, and share cards with friends or family. Digitap also offers business plans where companies can issue corporate cards to their employees.

digitap

Cypher offers big rewards to big spenders

Cypher is a company that offers both virtual and physical Visa cards. Users can fund the card with their own self-custodial wallet. Backed by Y-Combinator and Coinbase, Cypher rewards every transaction with $CYPR tokens. Users can also stake the tokens to boost the rewards they receive.

cypher-premium

Cypher offers both free and premium plans. The markups for the free plan are a bit excessive, especially if users want to transact in a currency other than USD. Cypher also charges a load fee for all deposits except USDC for premium users.

Cypher is a top altcoin to buy for crypto enthusiasts who like to spend big, as the rewards function as a cashback for every transaction. However, Cypher does not support fiat-based transactions and does not have a banking ecosystem like Digitap.

BitGet token is a great option for real-world Visa spenders who also like to trade

While the BitGet card is MasterCard-branded, it works at all locations that accept Visa. This means the BitGet card can be used at more than 150 million merchants in over 180 countries.

The BitGet card can be used to spend money from the user’s BitGet wallet. While BitGet does have the same banking ecosystem that Digitap has, it is one of the largest crypto exchanges in the world.

As such, the BitGet token is the best crypto to buy for real-world Visa spending if the holder of the card also wants to trade crypto. As BitGet offers everything from spot to futures trading, staking the token not only unlocks special rewards for the card but also for the exchange (e.g., lower fees on trades).

Digitap’s Visa partnership makes it the best crypto presale of 2026

While all three options are great, Digitap offers the most complete package. Its banking utility makes it perfect for crypto enthusiasts who want the speed and security of crypto but also want the ease of using fiat currency. Overall, Digitap is the best crypto to buy for real-world Visa spending.

Despite being a crypto presale, Digitap is already live. Its platform is seeing regular updates. In fact, Digitap’s Solana integration recently went live. This allows users to deposit Solana and utilize the speed, cost-effectiveness, and security of the Solana network on Digitap.

The $TAP token is also used extensively throughout the Digitap ecosystem. Not only can users spend $TAP with the Visa card, but they can also use it to unlock VIP rewards, receive staking benefits (124% APY), and govern the platform.

$TAP: Best crypto to buy now for real-world Visa spending

The $TAP token has moved from strength to strength since the start of Digitap’s crypto presale. Investors believe that Digitap’s overall utility makes it a top altcoin for 2026, which has caused the token to surge 263% since its launch.

Even if Digitap sees modest growth and crosses 1 million users, it could cross $3. This means current investors would see an ROI of over 6,600%.

USE THE CODE “BIGWALLET35” FOR 35% OFF $TAP TOKENS. LIMITED OFFER

Digitap tokens are currently priced at $0.0454, which is still a far cry from the expected launch price of $0.14. Smart investors are trying to take advantage of the 308% buffer from the launch price before the token sees another price increase.

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

  • Presale https://presale.digitap.app  
  • Website: https://digitap.app 
  • Social: https://linktr.ee/digitap.app
  • Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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