Bitcoin faces intense pressure, with its price going below $90,000 as the world’s concerns dampen investor sentiment. International politics and the world’s debtBitcoin faces intense pressure, with its price going below $90,000 as the world’s concerns dampen investor sentiment. International politics and the world’s debt

Will Bitcoin Trade over $100K Again? Why Smart Money is Hedging with This Best Crypto to Invest in Today

2026/01/23 00:00
3 min read

Bitcoin faces intense pressure, with its price going below $90,000 as the world’s concerns dampen investor sentiment. International politics and the world’s debt levels are forcing investors to move away from risk-on assets. Even the $2 billion Bitcoin acquisition by a major firm could not push the price, revealing market uncertainty. 

Investors with sound judgment, therefore, are being forced to look towards safer and more promising alternatives. One of these alternatives could be Mutuum Finance (MUTM). It provides investors with a sound and organized way to invest, as the future of Bitcoin remains unclear.

The Presale Phase

Though Bitcoin is facing challenges, Mutuum Finance is one of the best investment opportunities available. The project is at presale stage 7, with the tokens going for $0.04. This stage is progressing fast, and the next one will see the price increase to $0.045. It should be noted that the presale has already surpassed $19.88 million, which goes to show the faith investors have placed in the project. This stage is the last chance for investors to get on board at this low cost. An investment of $500 can potentially increase to a value of $12,500 within a period of ten weeks following the listing of the token on the larger markets. The potential for a return of about 25x the value invested makes it the best crypto to invest in, considering the volatility associated with Bitcoin.

Safety through Over-Collateralization Loans

Mutuum Finance has effective risk management. All loans are secured by assets of greater value than the loan and this acts as a security against market crises. As an example, you can borrow as much as $7500 in USDT against $10,000 worth of Ethereum. The loan will not automatically be liquidated even in a case where the Ethereum price declines by 20%. It is a significant benefit to investors in favour of utilising their crypto without disposing of it.

Generating Passive Yield with mtTokens 

MUTM enables people to make their crypto assets more efficient. As soon as the funds are deposited for lending, mtTokens will be created. These tokens provide a steady source of passive income in terms of interest rates from lenders. 

For instance, if an individual holds $3,000 worth of mtTokens, with an annual return of 15%, this will provide an additional source of income of up to $450 in a year. This makes it an attractive source for investment, compared to waiting for an appreciation in value for an investment in Bitcoin. 

A Prudent Hedge for Modern Investors

The current state of the cryptocurrency market requires more complex and sophisticated strategies. It’s difficult to predict Bitcoin’s trajectory to return to $100,000, and this will be based on global events and market sentiment. On the other hand, Mutuum Finance offers a clear advantage in that it offers an attractive entry point, a built-in safety net to secure users’ assets, and a guaranteed means to accumulate passive income.

To those researching which top crypto to invest in today based on safety and substantial potential for growth, Mutuum Finance stands out as a great option. Smart money is also giving more emphasis to utility and reward structuring, and Mutuum Finance stands out as one of the top cryptocurrencies to invest in today.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance 

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