Canada is tightening its grip on crypto. In a speech to the Montreal Chamber of Commerce, Bank of Canada Governor Tiff Macklem confirmed that only fiat-backed, high-quality stablecoins will be allowed under the country’s new 2026 regulations. This move signals a broader trend of governments demanding accountability from the crypto space.
As confidence shifts, many are looking for the best crypto to buy now in tokens with high utility. It is, after all, these utility-first tokens that are the most likely next crypto to 100x in 2026.
At the top of that list is DeepSnitch AI, now in Stage 3 of its presale. With over $820,000 raised and an 88% price gain, some think this could be the best crypto to buy now ahead of its January 2026 launch.
The Bank of Canada is drawing a hard line on crypto quality. In a speech this week, Governor Tiff Macklem stated that only stablecoins backed 1:1 by fiat and “high-quality liquid assets” like Treasury bills will meet the country’s new regulatory standards. “We want stablecoins to be good money, like bank notes,” he said, echoing concerns around systemic risk in decentralized finance.
Governor Tiff Macklem
The rules, expected in 2026, follow a broader digital finance overhaul. Canada is also launching a Real-Time Rail payments system and new open banking protocols to modernize its $2.2 trillion economy. The global stablecoin market, currently worth $313.6 billion, is projected to hit $2 trillion by 2028.
As traditional finance integrates blockchain more tightly, many retail investors are shifting focus to top cryptocurrencies to buy today that offer real utility and compliance readiness. Here are three coins with the most compelling case as the next crypto to 100x:
As regulatory scrutiny intensifies and retail investors grow wary of overhyped tokens, DeepSnitch AI is emerging as the best crypto to buy now for those prioritizing both real utility and explosive upside. This AI-powered presale project is building a suite of five smart AI agents that flag scams, rug pulls, and other risks in real time, helping traders avoid losing their money and make better entries.
Three AI agents are already live, making DeepSnitch AI one of the few presale projects actually delivering. With Stage 3 of the presale underway, DeepSnitch AI has now raised over $820,000, with its current price of $0.02846 up 88% already. It’s clear that momentum is building fast ahead of the January 2026 launch date.
Some believe that, compared to speculative meme coins like Pepe or Floki that surged with no underlying utility, DeepSnitch AI could be the next crypto to 100x, backed not just by hype, but by functioning, in-demand technology.
Next up on our list of best crypto to buy now:
After surging past $6,800 earlier this month, Ultima (ULTIMA) has cooled off, dropping 23% over the past seven days to trade around $4,963. With a market cap of $185 million, the token remains a heavyweight, but this correction highlights just how volatile even top-tier assets can be.
Despite the dip, Ultima is still up over 177% from its June 2024 low of $2,038. Activity remains strong, with 24-hour trading volume exceeding $19.2 million. Still, some investors are rotating capital into early-stage utility plays like DeepSnitch AI, seeking its greater potential as the next crypto to 100x.
Next up on our list of best crypto to buy now:
Toncoin (TON) has seen steady activity this month, with the price hovering around $1.47, despite a 7.5% dip over the past seven days. Backed by Telegram’s network and a growing suite of Web3 tools, TON recently announced a partnership with OpenPayd to bolster fiat on-ramps, news that drew institutional attention but hasn’t yet translated to strong price action.
With $124 million in 24-hour volume and a market cap of $3.6 billion, Toncoin remains one of the top cryptocurrencies to buy today for those betting on long-term adoption. Still, some investors are eyeing earlier-stage opportunities like DeepSnitch AI, which offers lower entry points and a clearer path to becoming the next crypto to 100x.
Over the past seven days, Toncoin has shifted into a clear bearish phase after failing to hold above the $1.60 resistance zone, which marked the top of the recent consolidation range. A sharp mid-week breakdown below $1.55 accelerated selling pressure, producing a series of lower highs and lower lows that confirmed downside momentum. Price is now stabilizing near the $1.47 support area, with a recovery above $1.55 needed to neutralize bearish pressure, while a loss of current levels could expose TON to further downside toward the mid-$1.40s.
With Canada’s stablecoin regulations signaling a shift toward utility and accountability, retail investors are recalibrating. While established tokens like Ultima and Toncoin continue to attract attention, their upside may be limited compared to early-stage projects.
That’s where DeepSnitch AI stands out. With three AI agents live and over $820K raised at an 88% gain, it checks every box for breakout potential, making it a top pick as the best crypto to buy now.
And with limited time left to use Christmas bonus codes, DSNTVIP50 and DSNTVIP100, early buyers can still double their DSNT stack ahead of the January 2026 launch.
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What is the best crypto to buy right now?
Many believe DeepSnitch AI is the best crypto to buy now, thanks to its real-time AI security tools and 88% presale surge.
What crypto under $1 will explode?
At just $0.02846, DeepSnitch AI combines a low entry price with real-world utility, making it a strong candidate as the best crypto to buy now.
Which crypto is going to boom?
While major tokens remain flat, DeepSnitch AI has raised over $820K in presale and continues to gain traction among those seeking the best crypto to buy now.
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