Digital Wealth Partners, a Registered Investment Advisory (RIA) that specializes in digital assets, is offering high net worth (HNW) holders of XRP access to an algorithmic trading app to generate growth and cash flow their crypto holdings.
A subsidiary of crypto family office firm Ascension Group, Digital Wealth Partners, enlisted the help of Arch Public, a specialist in crypto-based algorithmic trading, to build the strategy, which operates within tax-advantaged retirement accounts like IRAs.
This arrangement may allow certain trading activity to occur without triggering immediate tax consequences depending on the account type and individual circumstances, according to a press release.
The XRP algo trading approach brings systematic, rules-based trading to individual qualified investors through an account structure that includes regulated custody and insurance protections, DWP said.
“We built this because individual investors shouldn’t be locked out of the same strategies institutions use,” said Erin Friez, President of Digital Wealth Partners. “Most XRP holders are either sitting on their position hoping it appreciates or actively trading on their own without a systematic framework. Now there’s another option.”
The algorithmic strategy operates through a separately managed account (SMA) structure that keeps each client’s assets distinct and identifiable. Client assets are held in qualified custody at U.S. regulated Anchorage Digital.
Rather than relying on discretionary decision-making or speculation on short-term price movements, the approach uses quantitative signals to pursue compounding growth over time. The algorithm follows a consistent set of rules regardless of whether markets are rising, falling, or moving sideways, DWP said.
“We’re not making a prediction about where XRP trades in five years,” said Friez. “We’re saying the asset has the properties we need to execute this particular strategy effectively. Deep liquidity means we can move in and out of positions efficiently. Fast settlement supports our operational workflow. And enough volatility exists to generate yield opportunities for systematic trading.”
Source: https://www.coindesk.com/business/2025/12/17/digital-wealth-partners-introduces-algorithmic-xrp-trading-for-qualified-retirement-accounts

