Claude AI Predicts the XRP Price if Bitcoin Crashes to $40K

The value of Bitcoin plummeting to $40,000 is expected to cause a major ripple effect within the cryptocurrency community, but according to the ChatGPT  prediction, XRP could be more resilient than what most might think. According to the prediction, if the value of Bitcoin goes down to such an extent, then XRP will trade for between $0.55 and $0.75. 

It is still a painful scenario, but the prediction also points out that today’s market looks very different from the one investors faced in 2022. The big question is whether XRP’s stronger fundamentals can soften the impact of a broader market selloff.

The XRP Chart Still Favors Sellers

We had a look at the latest XRP chart, and the short-term picture remains under pressure. The XRP price has produced a clear series of lower highs and lower lows after failing to break through the $1.30–$1.35 area. It also continues to trade below the 100-period simple moving average at $1.3105, a level that has repeatedly pushed buyers back.

Support now sits between $1.11 and $1.13, with another important area around $1.08 to $1.10 if selling continues. There is one encouraging sign. The Relative Strength Index has dropped to 25.31, placing XRP in deeply oversold territory. 

Markets often see relief rallies after readings this low, although buyers still need stronger volume to confirm any recovery.If Bitcoin drops toward $40,000, those support zones will become the most important levels to watch.

Why This Cycle Could Be Different

The ChatGPT prediction isn’t built only on price charts. It also looks at how XRP’s fundamentals have changed over the past few years. The biggest difference is regulation. The SEC lawsuit concluded in 2025, confirming that XRP is not a security when traded on public exchanges. 

That decision removed one of the biggest risks hanging over the asset and helped create a new source of demand. Seven spot XRP ETFs have already accumulated more than $1.4 billion in assets, giving institutions a regulated way to gain exposure. Those products did not exist during the previous bear market.

Furthermore, the XRP ledger is getting ready for an upgrade 3.2.0, which will concentrate on increasing security, stabilizing operations, and decreasing memory consumption. It should be noted that network updates do not instantly affect the movement of prices but enhance the environment while the markets are weak.

That is why the AI believes that XRP could be supported at a level of $0.75 instead of falling towards the low of its forecasted price range.

XRP Whales Keep Buying Despite the Weakness

On-chain data also tells an interesting story. Wallets holding 10,000 XRP or more reached a record 332,230 in May 2026, showing that large investors continue adding to their positions even as prices struggle. Exchange outflow dominance has also increased, meaning more tokens are leaving trading platforms instead of moving onto them for potential selling.

That pattern has often appeared before sentiment improves. It doesn’t guarantee that the XRP price will avoid another decline if Bitcoin breaks lower, but it does show that some of the biggest market participants still see value at current levels.

Read Also: Cardano (ADA) Is “Going to Zero” – But That’s Exactly What They Said About XRP and SOL Before They Exploded

What Could Happen to XRP Price Next?

The XRP price is still highly correlated with Bitcoin, and an attempt at the $40,000 level will most likely spark increased volatility within the market. Technically speaking, $1.11 to $1.13 levels represent the first line of defense. 

If that area fails, deeper downside becomes increasingly possible, bringing the AI forecast of $0.55 to $0.75 into focus. This puts XRP in a rather unique position. While the short-term outlook remains cautious, the fundamentals are there to indicate that long-term investors have reason to be hopeful of an opportunity from a correction if market sentiments improve.

FAQs

What is whale accumulation

Whale accumulation refers to large investors steadily purchasing cryptocurrencies during market declines, often reducing available supply and signaling long-term confidence.

What is a spot crypto ETF

A spot exchange-traded fund (ETF) holds the underlying cryptocurrency directly, allowing traditional investors to gain exposure without buying or storing digital assets themselves.